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I supported Toymods
On probation
Location:
Brisbane, Queensland
Registered:
January 2003
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Personal Loan Question
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Thu, 26 May 2005 00:22
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Hey guys just a quick question. If i already have a personal loan that i have been paying off which now has about 2.5K left on it can i reapply to the bank for more money and continue paying off? I'm considering buying a new car.
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Location:
Brisbane
Registered:
April 2004
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Re: Personal Loan Question
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Thu, 26 May 2005 00:27
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Yeah you can I've ran a loan down to nearly nothing and found something I liked so I topped up my loan as long as its for a good reason like another toyota. 
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I supported Toymods
On probation
Location:
Brisbane, Queensland
Registered:
January 2003
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Re: Personal Loan Question
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Thu, 26 May 2005 00:29
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Yeah its a good reason... wanna get a jza70 or something like that.
Next question.
What are people paying for insurance on jza70s or similar? I'll be turning 20 in september and i can't see any of this happening before then. I've had no claims or anything like that.
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Location:
Canberra, ACT
Registered:
May 2002
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Re: Personal Loan Question
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Thu, 26 May 2005 00:39
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Depends on how modded tha car is. Expect about 800ish for 3rd party fire and theft from Just Cars.. add about another 50 bucks Shannons, you can double each premium if you want comprehensive. Excess levels vary between the two, I think Shannons is slightly less, hence the slightly more exxy premium.
Cheers
-Andrew
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Location:
Gold Coast
Registered:
October 2002
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Re: Personal Loan Question
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Thu, 26 May 2005 02:38
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have a ring arround and then ring the same places again. when i was looking into an aw11 sc i got quotes of 2000 one time then 1000 the other time same place just different day.
I was told by a friend to act extremly polite and it payed off.
if your selling your celica let me know by pm when you do so.
Daniel.
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Location:
Brisbane
Registered:
February 2003
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Re: Personal Loan Question
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Thu, 26 May 2005 02:43
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car finance invariably requires comp insurance- be careful in what you discuss with the bank regarding the purpose of the loan.
cheers, charles
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Location:
Sydney
Registered:
April 2004
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Re: Personal Loan Question
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Thu, 26 May 2005 08:24
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| thechuckster wrote on Thu, 26 May 2005 12:43 |
car finance invariably requires comp insurance- be careful in what you discuss with the bank regarding the purpose of the loan.
cheers, charles
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this is true!!
i got away with only 3rd party because for comprehensive JustCar wanted 2.5K a year to insure the car for 3.5K so my bank said i could get 3rd party cos it was too much of a rip off..
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Location:
Newcastle, Australia
Registered:
March 2005
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Re: Personal Loan Question
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Fri, 27 May 2005 00:05
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I just insured the 1JZ Cressida for $1335 full comp with Vigil, so cheap insurance can be had Famous Classic Car Insurance aren't bad either.
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Location:
South Australia
Registered:
July 2002
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Re: Personal Loan Question
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Fri, 27 May 2005 04:45
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I didn't have to get any insurance for my GT4 when I got the personal loan - just secured it myself with my massive income (uhhh - it's not that massive, trust me). Guess it depends whether you can sweet talk whoever is at the bank 
Oh and lie your ass off about expenses and stuff 
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