I had a small accident in my daily driver 94 corolla yesterday. There is only like a small stratch on my front bumper but the other car i hit has a bill of $1000 as the bracket and strongest part of my bumper hit the other car at an angle so the bracket pushed in the side of the other cars back bumper.
I have full comp and excess of $400 so i am paying the excess.
I want to know if i put through the claim from the person i hit but dont get anything fixed on my car will the insurance company still want to see my car for any reason? I wont waste time getting what can be fixed with some touchup paint on my bumper fixed. I have also put some second hand alloys and sports steering wheel on the car and not added it to the policy so they may have a winge about that.
So will the insurance company still want to see my car even tho i aint claiming repair work on my car as i am paying the $400 excess anyway?