just shop around again benny, im sure you cen get something better
just cars is good for insuring the unisurable... but sometimes their premiums are just a biiiit too high for my likings...
For instance:
Yours truly, to insure with 3rd party property
RA28 Celica
2L twincam (stock factory option, 18R-GU)
Simmon wheels value $500
Steering wheel value $40
and maybe one or two other things....
$650!!
ok i might have 0% no cliam....(3 accos in 3 years), but even NRMA was cheaper (without listed mods tho) by $230.
Food for thought
I think that's a fucking fantastic price. Just Car Insurance offer $5 million of third party liability cover. Which means that any damage you cause up to a total of five million dollars, they will pay for.
Now, statistics say that once every year you are going to have an accident. The chances of the accident you will have this year costing them less than $650 is very low. I'd say that they've probably priced your third party insurance quote about $2000 too low.