yeh i crashed my car a few years back and aami were dodgy and refused to pay up - basically i had 3rd party, the other person had full compro, and it was their fault by police report. insurance told me from their investigation it was my fault. basically they made me at fault so they only had to pay out on her car and not both.
i'm with SGIC for my ta22 and they are good but i'm gonna look at shannons after what the post above says