Toymods Car Club Inc: General Car Talk => Need info on interest free deals

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NickAE86
Forums Junkie

Location:
Brisvegas
Registered:
June 2003

Re: Need info on interest free deals

Mon, 20 October 2003 06:59

AGC/GE are really good for the interest free deals. All the info is in the contract just read it...the only thing you have to be careful of is the merchant themselves....they will often say no repayments interest free for 12 months. Make sure if this is the case you sign a sales voucher for 12 months payment deffered. A lot of ppl get caught out on this. If its interest free only you have to pay monthly. As Biased said, read the contract and make sure you payout the promo before it expires.

Why have you been knocked back? what credit limit have you applied for?
CRA Public Enquiry: 0294646000

Quote:

as I would bet that the interest-free period is fixed (eg. 12 months), and if you pay it all off in, say, 6 months, then re-borrow on the same facility in a couple of months after that, you will only have around 4 months interest-free remaining,

Not the case...each item is an individual promo, if you payout early you wont accrue the unused time your simply just saving yourself money. Its only interest free if its offered at the time of purchase, otherwise your looking at 27.5% (ie:cash advance or expired promo)

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