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Jag7799
Forums Junkie


Location:
Brisbane
Registered:
July 2002
 
icon8.gif  Loan got declined again.. wtf is wrong with this world Thu, 04 March 2004 00:50 Go to previous message
6 months ago I applied for many loans.. got declined each time.
Finally got to qld'ers credit union that said they dont base it off your credit rating and applied for 5.5k, needless to say it got declined
Facts back then were:
earning on avg 320 after tax... saving around 220 a week
My avg earning for whole year though was only 313 before tax(I didnt do much work while i was doing schooling)..
They said the only reason it was declined was because my average earning wasnt over 350 before tax.
back then i also didnt have an account with them

Its now about 6 months later and I apply again, this time for $8500
Facts:
got an account with them
Earn: 400 after tax a week
save: 300 a week into savings account
avg earning: 390 before tax(cause of schooling)
savings: 2300 dollars
Assets: 20 000 dollars ish
live at home with parents and have fuck all bills.

and it got declined again cause I "didnt have enough security"

Im getting really pissed off with fucking hopless banks and all this shit
So yesterday my mate applied for 5.5k(his mum works at the bank)... earns maybe 340 a week before tax.. yearly average is way down casue he was in south africa for 3 months. he changed from casual to part time about 5 days ago at woolies.. has 0 savings and got fucking approved.

What else can I do.. cause im getting sick of this, how does anyone get loans...

so with this bank now ive applied for a lesser ammount of 5500 and find out tomorrow.

sorry about the novel

[Updated on: Thu, 04 March 2004 00:50]

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Read Message   Loan got declined again.. wtf is wrong with this world  Jag7799Thu, 04 March 2004 00:50
Read Message   Re: Loan got declined again.. wtf is wrong with this world ApolloThu, 04 March 2004 01:04
Read Message   Re: Loan got declined again.. wtf is wrong with this world Jag7799Thu, 04 March 2004 01:08
Read Message   Re: Loan got declined again.. wtf is wrong with this world lumpyThu, 04 March 2004 01:08
Read Message   Re: Loan got declined again.. wtf is wrong with this world coronamark2Thu, 04 March 2004 01:18
Read Message   Re: Loan got declined again.. wtf is wrong with this world coronamark2Thu, 04 March 2004 01:09
Read Message   Re: Loan got declined again.. wtf is wrong with this world Jag7799Thu, 04 March 2004 01:13
Read Message   Re: Loan got declined again.. wtf is wrong with this world coronamark2Thu, 04 March 2004 01:22
Read Message   Re: Loan got declined again.. wtf is wrong with this world dimmy77_03Thu, 04 March 2004 01:28
Read Message   Re: Loan got declined again.. wtf is wrong with this world coronamark2Thu, 04 March 2004 01:49
Read Message   Re: Loan got declined again.. wtf is wrong with this world ae86truenoThu, 04 March 2004 03:38
Read Message   Re: Loan got declined again.. wtf is wrong with this world ClownThu, 04 March 2004 06:38
Read Message   Re: Loan got declined again.. wtf is wrong with this world langThu, 04 March 2004 08:19
Read Message   Re: Loan got declined again.. wtf is wrong with this world borisThu, 04 March 2004 12:09
Read Message   Re: Loan got declined again.. wtf is wrong with this world Jag7799Thu, 04 March 2004 12:48
Read Message   Re: Loan got declined again.. wtf is wrong with this world BlackSupraThu, 04 March 2004 12:58
Read Message   Re: Loan got declined again.. wtf is wrong with this world KOFFEE-BLACKThu, 04 March 2004 21:27
Read Message   Re: Loan got declined again.. wtf is wrong with this world ILUSZNThu, 04 March 2004 21:28
Read Message   Re: Loan got declined again.. wtf is wrong with this world Jag7799Thu, 04 March 2004 23:21
Read Message   Re: Loan got declined again.. wtf is wrong with this world Jag7799Thu, 04 March 2004 23:24
Read Message   Re: Loan got declined again.. wtf is wrong with this world bbaacchhyyThu, 04 March 2004 23:28
Read Message   Re: Loan got declined again.. wtf is wrong with this world Jag7799Thu, 04 March 2004 23:33
Read Message   Re: Loan got declined again.. wtf is wrong with this world borisThu, 04 March 2004 23:46
Read Message   Re: Loan got declined again.. wtf is wrong with this world Jag7799Thu, 04 March 2004 23:51
Read Message   Re: Loan got declined again.. wtf is wrong with this world domasikFri, 05 March 2004 12:56
Read Message   Re: Loan got declined again.. wtf is wrong with this world Jag7799Fri, 05 March 2004 13:12
Read Message   Re: Loan got declined again.. wtf is wrong with this world Chris DaveyFri, 05 March 2004 21:13
Read Message   Re: Loan got declined again.. wtf is wrong with this world Jag7799Fri, 05 March 2004 23:22
Read Message   Re: Loan got declined again.. wtf is wrong with this world TechieSun, 07 March 2004 05:35
Read Message   Re: Loan got declined again.. wtf is wrong with this world Jag7799Sun, 07 March 2004 05:58
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