Toymods Car Club Inc: Track Talk => guys...im so f****** car crash story!

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thechuckster
Forums Junkie

Location:
Brisbane
Registered:
February 2003

Re: guys...im so f****** car crash story!

Sun, 04 July 2004 08:28

venzy wrote on Sun, 04 July 2004 17:11

<snip>...$2000 ish damager to my car and much much more to the car i hit. I just got a call from the other driver, he's complaining about back pain Shocked

oh jeezzz im so fucked, i have a feeling this guy is going to milk me for everything i have....problem is, thats going to turn into milking my parents for everything they ahve Sad

I have third party insurance, <snip>t

any personal injuries are covered by the compulsory third-party insurance paid with your rego <http://www.maic.qld.gov.au/>- the only costs you should be up for are damage to the vehicle(s).

unless the "injured" party attempts to take civil action (which will probably fail as he/she has to go the miac defined calims process), i would ignore them or, as a gesture of good faith, tell them to make a CTP claim thru the miac.

If they pester you for cash, do not pay them anything at all or offer to cover any costs. Seeing as he's probably starting to do this, i would suggest legal advice/aid shoud be your next step.

(from miac web site: CTP insurance indemnifies vehicle owners and drivers who are legally liable for personal injury to any other party in the event of a motor vehicle accident.)

whe you say 'third party insurance' do you actually mean 'third party property' or 'third party liability' insurance? in which case (from racq web site) you have "cover designed to cover you against the cost of damage to another person's property or death of or bodily injury to another person in certain circumstances" ... your policy will define what you are/are not covered for.

you obviously wont have cover to repair your own vehicle, but check to see what cover you have for damage to other vehicles.

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