Re: Crashed the Sprinter...what are my chances of getting it repaied?
Wed, 28 July 2004 04:31
Think very carefully about whether or not you want to claim on your insurance... I will not claim for anything less than $3000 these days ever since I found out what happens when I do.
I had to claim twice when my car was stolen and when I hit a Camry... Now comprehensive will cost me $2300-$2700 PER YEAR (I am 22). If I didn't claim, after 4 years I will be no worse off financially and there will be no claims on my record.
I am paying $330 per year (3rd party fire theft) and putting the savings in the bank for when I have an accident. If no accidents eventuate then I am rolling in money. Oh, an while you are paying for 3rd party insurance your ratings are improving at the same rate as if you were paying for comprehensive.