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Location:
Brisbane
Registered:
February 2003
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Re: NRMA Comprehensive Policy Wording
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Tue, 14 June 2005 12:34
 
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in theory, any event organised by a club should have insurance coverage...
for instance, the TCC Qld mob met up at a nearby Toyota dealership to drive up en-masse to the All Toyota Day event - point was mentioned that it was an official club event (mentioned in club newsletter) and if someone got hurt while were organising at motorama or pulling into the event site, the club could have got sued.
Driving on the road was probably covered by our own insurance (and the statutory CTP) unless an accident occured that was directly related to us all driving in single file up the road as agreed minutes earlier.
One potential reading of the NRMA policy is that having a prang while towing your drag car to the track for an official competitive event (e.g. not test-n-tune) might void the policy or be excluded as a covered 'event'.
When i was helping change tyres at the recent ARC/QRC rally at Imbil, the moment we set foot inside the service park, any claim to insurance coverage was lost (courtesy of the rally signup- if we had signed up wilbo's car as a service car, the moment we left the hotel carpark to drive up to Imbil, there would have been no insurance coverage (except for statutory CTP) on his car (if it was insured).
insurance sucks ;(
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