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Toymods » General Car Talk » Anyone been defected for HIDs? Show: Today's Posts  :: Show Polls  Email to friend

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Southo Regular I supported Toymods Location: Sydney Registered: August 2002	Re: Anyone been defected for HIDs? Sun, 17 July 2005 14:57 Toobs, I can only speak for the ones that I sign off on, or have to represent my company for. Naturally all companies are different. To give you an example - if it was us, I would not class HID's as a "decline" modification unless that was the main reason for the claim as I mentioned before. What I would expect though, is if they were damaged in a claim and you have not advised us -then we would only pay for the cost of the factory replacement glass/globe etc. I would certainly NOT agree that we should proceed thru a Claims Review Panel (CRP is like an in-house "should we pay this claim because of..." meeting) for HID lamps, unless there were serious mitigating circumstance due to the type of claim. IT's common sence really. Having said that - not all mods are minor and would be treated this way. We have a claim at the moment that I would say is going to go all the way through to the IOC that involves a vehicle that was fitted with aftermarket forced induction and was not disclosed to us at anytime. This car would never have been accepted for insurance with us if it was disclosed, so as a result of the non-disclosure - we are denying liability and treating the policy as non-existent. (ie, full refund from inception as we should never have been on risk, and if we have never been on risk, then we would not have this current claim) [Report message to a moderator]

	Subject	Poster	Date
	Anyone been defected for HIDs?	Nark	Wed, 13 July 2005 05:26
	Re: Anyone been defected for HIDs?	Evan	Wed, 13 July 2005 06:15
	Re: Anyone been defected for HIDs?	Corona RT142	Wed, 13 July 2005 06:34
	Re: Anyone been defected for HIDs?	Evan	Wed, 13 July 2005 08:32
	Re: Anyone been defected for HIDs?	olihaub	Wed, 13 July 2005 11:45
	Re: Anyone been defected for HIDs?	earthweb	Wed, 13 July 2005 12:05
	Re: Anyone been defected for HIDs?	ST162GT-R	Wed, 13 July 2005 06:25
	Re: Anyone been defected for HIDs?	Nark	Wed, 13 July 2005 06:39
	Re: Anyone been defected for HIDs?	ST162GT-R	Wed, 13 July 2005 06:44
	Re: Anyone been defected for HIDs?	Toobs	Wed, 13 July 2005 07:53
	Re: Anyone been defected for HIDs?	Nark	Wed, 13 July 2005 12:12
	Re: Anyone been defected for HIDs?	bbaacchhyy	Wed, 13 July 2005 12:35
	Re: Anyone been defected for HIDs?	Nark	Wed, 13 July 2005 12:50
	Re: Anyone been defected for HIDs?	Nark	Wed, 13 July 2005 13:03
	Re: Anyone been defected for HIDs?	justcallmefrank	Wed, 13 July 2005 13:22
	Re: Anyone been defected for HIDs?	peeack	Wed, 13 July 2005 13:43
	Re: Anyone been defected for HIDs?	draven	Wed, 13 July 2005 14:08
	Re: Anyone been defected for HIDs?	peeack	Wed, 13 July 2005 14:23
	Re: Anyone been defected for HIDs?	oldcorollas	Wed, 13 July 2005 14:36
	Re: Anyone been defected for HIDs?	bbaacchhyy	Wed, 13 July 2005 21:17
	Re: Anyone been defected for HIDs?	Nark	Thu, 14 July 2005 10:46
	Re: Anyone been defected for HIDs?	Toobs	Wed, 13 July 2005 22:31
	Re: Anyone been defected for HIDs?	Nark	Thu, 14 July 2005 02:42
	Re: Anyone been defected for HIDs?	79rollaboy	Thu, 14 July 2005 09:04
	Re: Anyone been defected for HIDs?	Southo	Fri, 15 July 2005 05:26
	Re: Anyone been defected for HIDs?	bbaacchhyy	Fri, 15 July 2005 05:41
	Re: Anyone been defected for HIDs?	Allan	Sun, 17 July 2005 03:35
	Re: Anyone been defected for HIDs?	Toobs	Fri, 15 July 2005 06:30
	Re: Anyone been defected for HIDs?	clubagreenie	Sun, 17 July 2005 00:49
	Re: Anyone been defected for HIDs?	Toobs	Sun, 17 July 2005 02:34
	Re: Anyone been defected for HIDs?	Southo	Sun, 17 July 2005 14:57
	Re: Anyone been defected for HIDs?	oldcorollas	Sun, 17 July 2005 15:40
	Re: Anyone been defected for HIDs?	oldcorollas	Sun, 17 July 2005 15:47
	Re: Anyone been defected for HIDs?	oldcorollas	Sun, 17 July 2005 16:19
	Re: Anyone been defected for HIDs?	Soarin	Sun, 17 July 2005 22:42
	Re: Anyone been defected for HIDs?	Nark	Sun, 17 July 2005 23:03
	Re: Anyone been defected for HIDs?	SmellyTofu	Sun, 17 July 2005 23:21
	Re: Anyone been defected for HIDs?	Les	Mon, 18 July 2005 03:01
	Re: Anyone been defected for HIDs?	Les	Mon, 18 July 2005 03:01
	Re: Anyone been defected for HIDs?	Nark	Mon, 18 July 2005 03:52
	Re: Anyone been defected for HIDs?	Nark	Mon, 18 July 2005 04:24
	Re: Anyone been defected for HIDs?	Les	Mon, 18 July 2005 04:43
	Re: Anyone been defected for HIDs?	FWDCelica	Mon, 18 July 2005 05:04
	Re: Anyone been defected for HIDs?	Nark	Mon, 18 July 2005 05:32
	Re: Anyone been defected for HIDs?	SmellyTofu	Mon, 18 July 2005 05:46
	Re: Anyone been defected for HIDs?	Les	Mon, 18 July 2005 06:02
	Re: Anyone been defected for HIDs?	Nark	Mon, 18 July 2005 06:12
	Re: Anyone been defected for HIDs?	SmellyTofu	Mon, 18 July 2005 06:19
	Re: Anyone been defected for HIDs?	Nark	Mon, 18 July 2005 06:26
	Re: Anyone been defected for HIDs?	SmellyTofu	Mon, 18 July 2005 22:54
	Re: Anyone been defected for HIDs?	Nark	Mon, 18 July 2005 23:08
	Re: Anyone been defected for HIDs?	Les	Tue, 19 July 2005 00:15
	Re: Anyone been defected for HIDs?	SmellyTofu	Tue, 19 July 2005 01:01
	Re: Anyone been defected for HIDs?	Nark	Tue, 19 July 2005 01:52
	Re: Anyone been defected for HIDs?	Les	Tue, 19 July 2005 03:05
	Re: Anyone been defected for HIDs?	Nark	Tue, 19 July 2005 03:19
	Re: Anyone been defected for HIDs?	Les	Tue, 19 July 2005 03:28
	Re: Anyone been defected for HIDs?	Les	Mon, 18 July 2005 06:27
	Re: Anyone been defected for HIDs?	Corona RT142	Mon, 18 July 2005 06:28
	Re: Anyone been defected for HIDs?	Les	Mon, 18 July 2005 07:08
	Re: Anyone been defected for HIDs?	van-	Tue, 02 August 2005 02:54
	Re: Anyone been defected for HIDs?	Nark	Tue, 02 August 2005 04:03
	Re: Anyone been defected for HIDs?	Soarer	Tue, 02 August 2005 08:47
	Re: Anyone been defected for HIDs?	Son Gokou	Tue, 02 August 2005 11:23
	Re: Anyone been defected for HIDs?	Corona RT142	Thu, 18 August 2005 01:23
	Re: Anyone been defected for HIDs?	Nark	Thu, 18 August 2005 01:39
	Re: Anyone been defected for HIDs?	Corona RT142	Thu, 18 August 2005 01:43
	Re: Anyone been defected for HIDs?	Nark	Thu, 18 August 2005 02:01

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