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Location:
Victoria, Melbourne
Registered:
August 2003
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Spinter Insurance....
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Thu, 07 August 2003 23:07
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Hey everyone,
Well i got my ae86 sprinter finally  , and im having a hard time finding cheap extended 3rd party insurance for it. I have been ringing around and found the cheapest, to be $500 just for normal 3rd party and $750 for extended 3rd party, and thats with the car under me dad's name who has a rating 1, the most i was quoted was $1200 for extended third party  . They recon that the car is classed as a peformance vehicle as its a coupe and rwd. does anyone know a cheap insurance company??? Im looking to spend about max $500 on extended third party!
thanx...
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Location:
sydney
Registered:
January 2003
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Location:
Victoria, Melbourne
Registered:
August 2003
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Re: Spinter Insurance....
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Thu, 07 August 2003 23:40
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$200 with GE thats not to bad im might have to give them a buzz when i get home from uni.. na thats not my car in the avatar, i wish i could drift like that! and Im not gonna try it till i get sum insurance  .... thanx sprintr
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Registered:
May 2003
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Re: Spinter Insurance....
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Fri, 08 August 2003 00:39
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hey,
Yeh I am insured for my car with 1200 under my name being 18 with a speeding fine already and insured with wheels suspension and stereo and interior bits under nrma. But maybe you might not wanna go that steep. Hmm you could try shannons or just car but I guess they are all going to be around the 500 mark or upwards. But its up to you.
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Location:
Melbourne
Registered:
November 2002
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Re: Spinter Insurance....
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Fri, 08 August 2003 04:14
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i'm with AAMI:
$237 (3rd party) + $75 (fire and theft)
this is an abridged version of my insurance schedule as at 28/07/03:
1983 toyota sprinter ae86 2d coupe 4 cyl
claimes/accidents: nil
theft: nil
motoring infringements: nil
modifications: replacement engine
accessories: respray
AAMI aren't too bad. i once had an accident where the other party was at fault, but they were not insured and supposedly couldn't afford to fix my car. AAMI fixed sent 2k to fix up mine (the damage exceeded 2k tho).
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Location:
SE Melbourne
Registered:
June 2003
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Location:
Melbourne
Registered:
November 2002
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Re: Spinter Insurance....
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Fri, 08 August 2003 05:12
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tradinpost/solo/kit,
how much do you pay in excess? i've got a few mates with just cars - they say that it was a last resort for their modded cars (just cars say yes to pretty much anybody, and friends couldn't get any insurance with anybody else!). its nice that they have an "unlimited mods" policy, but as a whole they're pretty restrictive. they tell me that excesses are pretty hefty, and the service aint so great... even something like fire and theft will set you back a pretty penny on top of your insurance premium. getting them to pay for an accident is supposedly a tad more difficult too, whereas RACV and AAMI apparently "just payout".
one last point to think about - Just Cars is a subsidiary of AAMI... and since they have no office for face-to-face contact, they use AAMI offices for premium payment and vehicle inspection (they "speak" to you over mail and telephone only).
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I supported Toymods
Location:
melbourne
Registered:
June 2002
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Re: Spinter Insurance....
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Fri, 08 August 2003 07:33
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from what i remember, just cars were about 400 bucks more than RACV, who i am with now for about 300-350 third party ONLY, wouldnt let me have fire and theft because of my horrible paint.
this balances out, because racv has another 400 dollar excess than juist car, so go with just car if you know you are going to have crashes.
on a side note, it would cost me 2,500 per year for full comp. no thanks.
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Location:
cambo
Registered:
May 2002
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Re: Spinter Insurance....
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Fri, 08 August 2003 11:20
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im having big troulbes with aami i was in a acco now they wrote my bike off, i put a new blinker footpeg And clutch lever on and IM RIDING IT they cantr write it off untill i give them the ok. now the rest of the damage is fairing, now ive lost about 1200 there 1400 for the motorcycle gear which they dont wanna pay and a week off work which they dont wanna pay , ever tryed toyotas insurance allianz call them on ( all phone enquiries) 1300138664 sory about long post
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Location:
Victoria, Melbourne
Registered:
August 2003
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Re: Spinter Insurance....
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Mon, 11 August 2003 01:12
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Yeah i ended up goin with aami they are charging me $370 under my name for 3rd party fire and theft, which is pretty good considering that alliance wanted $1200. I had to take the car down to aami in north melbourne so they could check it out, as the car is 18 years old, and they thought it was trashed and damaged, but the guy looked at it for a minuted and said yeah no problem. so its all good!
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Location:
Melbourne
Registered:
April 2003
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Re: Spinter Insurance....
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Mon, 11 August 2003 01:56
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i just paid 480 3rd party, fire and theft, with aami, didn't need to take it anywhere, was just over the phone... howd u get 370, or is that without fire and theft.....
19, no mods, nothing against my name
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Location:
Victoria, Melbourne
Registered:
August 2003
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Re: Spinter Insurance....
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Mon, 11 August 2003 04:32
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No idea man thats just what it worked out to be! When i get the conformation in the mail ill scan for ya! but it worked out to be about $370-$380 sumfin like that. Im 19 and i dont have anything against my name either!  your car is probably worth more than mine if u write it off but!! I dont even know how much they valued mine at. Probably just market value.
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Location:
sydney
Registered:
January 2003
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Re: Spinter Insurance....
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Mon, 11 August 2003 06:12
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its actually weird, in nrma each time you ring them up each person would give a diffferent quote.. so it may be the same with aami
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Location:
Gawler, SA
Registered:
August 2003
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Re: Spinter Insurance....
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Mon, 11 August 2003 10:09
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Have insured my Sprinter through the RAA for $180 per year for 3rd party, fire and theft. If the cars stolen though I only get $2500 back so Im looking at going up to comprehensive soon.
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Location:
Melbourne
Registered:
November 2002
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Re: Spinter Insurance....
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Mon, 11 August 2003 22:42
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correct me if I am wrong.
$2500 is the market value of the sprinter.
But even under compo, if the damage is beyond 3/4 of $2500 (say 1900) then won't they just pay you the full car amount?
My friend had his car smashed and the damage was estimated at 6k. He wanted to keep his car cause of sentimental value, but they said NO.
just a thought.
rock on.,
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Location:
Melbourne
Registered:
April 2003
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Re: Spinter Insurance....
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Tue, 12 August 2003 02:31
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yer, well i'll be getting 4200 if the car is stolen, or watever... they lady told me market value was $3900, for a 85 sprinter...
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I supported Toymods
Location:
Epping, Sydney
Registered:
May 2002
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Location:
Adelaide
Registered:
December 2002
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Re: Spinter Insurance....
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Tue, 12 August 2003 06:23
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I've got 3rd party insurance with SGIC, $202 for my sprinter. I was only nineteen at the time, no traffic infringments or any shit.
This was for a stock 4ac sprinter, but i rang them the other week and told them im putting a 4AGE in and they said that it wouldn't affect my premium at all.
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Location:
Sydney
Registered:
February 2003
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Re: Spinter Insurance....
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Wed, 13 August 2003 08:45
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shit greg..
shannons wanted 800 from me for 3rd party for my supra!
justcar costs me about 620
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