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Location:
Melbourne
Registered:
May 2002
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 LADYSX - Smashed
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Mon, 24 March 2003 04:18
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Yep, I just had my first ever accident, and its not pretty.
Reversing out of my driveway straight into a car that was driving past. I could have sworn I looked for cars (?)
Anyway, bumper bar was pushed in and split, paint gone, added some new maroon sorta colour, and pushed in some of the body of the car (in between the tail light and bumper).
Gotta love these moments when you have no insurance 
Who cares about the other car, I wont even go there.
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Location:
Sydney
Registered:
March 2003
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Re: LADYSX - Smashed
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Mon, 24 March 2003 04:23
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So, what DID happen to the other car??? Gotta hate that...no Insurance:(
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Location:
Canberra
Registered:
January 2003
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Re: LADYSX - Smashed
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Mon, 24 March 2003 04:29
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lots of sympathy to you as long as you were not hurt cars can be rebuilt people ( as a general rule) can not so i hope your ok i have had friends have the same thing happen
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I supported Toymods
Location:
Sydney
Registered:
June 2002
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Re: LADYSX - Smashed
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Mon, 24 March 2003 04:33
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My Sympathy, i know what is like to have an accident and not be insured.
When it happened to me it cost me just under $7000 which i had saved up for mods
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Location:
Sydney
Registered:
May 2002
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Re: LADYSX - Smashed
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Mon, 24 March 2003 05:21
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| jezz wrote on Mon, 24 March 2003 15:29 |
lots of sympathy to you as long as you were not hurt cars can be rebuilt people ( as a general rule) can not so i hope your ok i have had friends have the same thing happen
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but cars dont have medicare....
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Banned member
Location:
Brisbane
Registered:
May 2002
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Re: LADYSX - Smashed
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Mon, 24 March 2003 05:44
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i had no insurance and was involved in a 3 car pile up total cost not inluding my car $45,000 becuase i wrote off two other cars being a brand new tarago and brand new camry (in '99)
my car cost $1000 to fix
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Location:
Melbourne
Registered:
May 2002
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Re: LADYSX - Smashed
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Mon, 24 March 2003 05:54
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Well the other car didnt even brake - the stupid wanker!! So the whole side of his tarago is pushed in and scratched to shit. His damage is gonna cost a bit I think, not something I am looking forward to.
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I supported Toymods
Location:
Epping, Sydney
Registered:
May 2002
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Re: LADYSX - Smashed
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Mon, 24 March 2003 06:07
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celicamad.... fark!
how on earth did you afford that?
that's the one thing that terrifies me at the moment.... not insured. which is why I'm eager to get my car engineered, and regoed (which is due in 3 weeks)... then I'll get insurance.
paying $600 a year is a small price i figure, to avoid a bill like that.
ladySX.. my condolances. if it comes in at under $4000 count yourself lucky. Those side collisions tend to damage 2 or 3 panels, which have to be beaten, sprayed, etc etc.
back when I was insured, I had a fender bender (10km/hr). my car had a small dent in the number plate, and somehow I managed to do almost $2000 to the other car
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Location:
Melbourne
Registered:
May 2002
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Re: LADYSX - Smashed
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Mon, 24 March 2003 06:25
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I had insurance once upon a time, but with my car being modified the way it is, coupled with the fact that I am on my last demerit points leg (one more speeding fine = loss of licence for 6 months) insurance for me is a fantasy.
Anyway, here is a pic of my car
http://www.members.optusnet.com.au/mia1978/My%20Ca r/small%20one.jpg
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I supported Toymods
Location:
Epping, Sydney
Registered:
May 2002
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Re: LADYSX - Smashed
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Mon, 24 March 2003 06:28
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bah, you dont even have to bother having that fixed for a while yet. (coming from me, when all my cars have had a broken tailight for the past year and a half)
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Location:
Melbourne
Registered:
May 2002
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Re: LADYSX - Smashed
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Mon, 24 March 2003 06:29
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I am very car proud - leaving my car like that is like walking around with my leg hanging off.
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I supported Toymods
Location:
Epping, Sydney
Registered:
May 2002
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Re: LADYSX - Smashed
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Mon, 24 March 2003 06:38
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I understand
In my case, I think it adds to character (and sleeper value).
of course, as soon as I have money it'll get fixed
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Club Member
Location:
Sydney, NSW
Registered:
May 2002
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Re: LADYSX - Smashed
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Mon, 24 March 2003 07:06
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Hey Mia,
Nice to see that the damage isn't too bad...
But bad to hear of the stack and the 'no insurance' thing...
Hope it all works out though...
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I supported Toymods
Location:
Northern Beaches
Registered:
May 2002
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Re: LADYSX - Smashed
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Mon, 24 March 2003 07:08
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I reversed into a low concreate pole in my ae82 and hit exactly the same place, but smashed it in a fair bit more, damage was gonna cost $3000 to fix
cos hatch damaged, and both rear quarters, tail light, bumper
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Location:
Ballarat, Vic.
Registered:
September 2002
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Re: LADYSX - Smashed
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Mon, 24 March 2003 13:06
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noooooooooooooooooooooooooooooooooooooo! That sucks ass. *big hugs* Glad ya ok though  .
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Location:
Sydney
Registered:
July 2002
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Re: LADYSX - Smashed
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Mon, 24 March 2003 13:28
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[quote title=LadySX wrote on Mon, 24 March 2003 17:25]I had insurance once upon a time, but with my car being modified the way it is, coupled with the fact that I am on my last demerit points leg (one more speeding fine = loss of licence for 6 months) insurance for me is a fantasy.
I am 23, with an imported 300HP Turbo Supra, with 18inch mags and lots more aftermarket shit. I have 6 speeding fines in the last 5 years, and only 2 points left on my licence. NRMA gave me 3rd party property insurance last week for $220.
They also insure my laser, and MA61 supra, both of them for $220 as well.
Dont say you cant get insurance, 3rd party property insurance is easy. Pick up the phone and get a few quotes. Driving uninsured is STUPID, and anyone doing so deserves to learn a lesson by having an accident. Imagine if some idiot wrote off your car, and had no insurance and no money to pay for it to be fixed. How would you feel then ?
Have you learnt your lesson now ?
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Location:
Coffs
Registered:
May 2002
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Re: LADYSX - Smashed
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Mon, 24 March 2003 14:02
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So sorry to hear.
Hope the damage on both cars doesn't cost to much.
Good luck with it all.
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I supported Toymods
Location:
Epping, Sydney
Registered:
May 2002
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Re: LADYSX - Smashed
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Mon, 24 March 2003 18:45
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dunno which nrma you go to supraman.
they laugh at me when I ask
well, once I explain what an "engine conversion" and "turbocharger" are
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I supported Toymods
Location:
melbourne.victoria.austra...
Registered:
June 2002
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Re: LADYSX - Smashed
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Mon, 24 March 2003 19:50
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too bad ladysx.......i know what you mean about getting it fixed.
i reversed my lancer into a metal barrier (was tired) and didn't claim it on insurance - it cost me $600 (i figured i'd lose my rating and given it was my own stupidity i paid)
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Location:
Sydney
Registered:
July 2002
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Re: LADYSX - Smashed
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Mon, 24 March 2003 21:09
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I can scan the policy if you want NRMA insure my 300hp supra turbo for $220 for third party property. dont ask me why !!!
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Location:
Canberra
Registered:
August 2002
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Re: LADYSX - Smashed
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Mon, 24 March 2003 21:51
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ladySX,
sorry to hear about your car,hope it doesnt set you back too much cash,
and i too know what its like to have a prang with no insurance...
hope everything is fine sooner rather than later
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Location:
Preston
Registered:
June 2002
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Re: LADYSX - Smashed
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Tue, 25 March 2003 00:27
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Sorry to hear that
Hope it works out good with the other car, and doesnt cost a fortune.
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Location:
Mornington Peninsula
Registered:
September 2002
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Re: LADYSX - Smashed
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Tue, 25 March 2003 01:30
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lesson to be learnt, third party property damage is a lot cheaper than hitting a car worth tens of thousands!!!
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Location:
Melbourne
Registered:
May 2002
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Re: LADYSX - Smashed
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Tue, 25 March 2003 01:37
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SUPRA MAN: I worked in an insurance department writing car insurance, I know what is and isnt possible. For starters, your car has a standard engine right? Something mine does not have. Secondly, I have lost 12 demerit points in less than 3 years - a lot worse than you. 3rd party insurance is NOT possible for me, I assure you. I am not an irresponsible person, trust me, if I could get it, I would!!
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Location:
GoldCoast/Brisbane
Registered:
May 2002
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Re: LADYSX - Smashed
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Tue, 25 March 2003 01:57
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LOL I will not make a comment here cause it will for sure mean that people will not look at me the same..... ahhh to hell with it........ 12 demerit points in 3 years, no 3rd party insurance... and you call yourself NOT irresponsible....
OK then, what ever you say!
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Location:
Melbourne
Registered:
May 2002
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Re: LADYSX - Smashed
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Tue, 25 March 2003 02:18
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All speeding fines were given for doing within 5km over the limit - thank you!
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Registered:
May 2002
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Re: LADYSX - Smashed
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Tue, 25 March 2003 02:44
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...and they say Victoria is "the place to be"...
No thanks!!
I'm ashamed to say that I'm Victorian...esp. given how the politicians have wrecked the place. (No wondered there is a net population loss each year, with people moving Interstate).
On a side note, has anyone ever wondered about Governments bringing all this so-called prosperity to their states (and raising revenue via ever more punitive fines etc), when you don't see it "flowing" to the average Joe??? Where exactly does this extra money (which is ours, BTW) go???
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I supported Toymods
Location:
Epping, Sydney
Registered:
May 2002
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Re: LADYSX - Smashed
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Tue, 25 March 2003 04:09
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matt's 300zx wheels look really nice on your supra
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I supported Toymods
Location:
Epping, Sydney
Registered:
May 2002
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Re: LADYSX - Smashed
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Tue, 25 March 2003 04:13
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ladysx : justcars
their policy is they will insure anybody at all, no matter driving history or car.
you might end up paying quite a bit more due to the demerit point issue, but they're going to charge me around $600 for a mk2 supra, engine transplant (to a 1jz turbo), plus exhaust, suspension, steering wheel, pod filter, and a 15-30 speeding fine
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I supported Toymods
Location:
Epping, Sydney
Registered:
May 2002
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Re: LADYSX - Smashed
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Tue, 25 March 2003 04:15
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all for 0-5 over the limit?
if that had happened to me 6 times (like it must have to you) that would drive me absolutely nuts.
I do 0-15 over the limit all the time. if I get busted for 15-30 I figure I deserve it, but 0-15 is what happens when you go with the flow of traffic, or take your eyes off the speedo for more than a couple of seconds
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Location:
Melbourne
Registered:
May 2002
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Re: LADYSX - Smashed
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Tue, 25 March 2003 04:38
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Oh it does drive me nuts I assure you. Granted that 4 of those points came from someone test driving my old Twinky, got done by a camera twice within 5 minutes, but because I didnt know their details I got stuck with the points and fine. other than that, all 1 pointers
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I supported Toymods
Location:
Epping, Sydney
Registered:
May 2002
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Re: LADYSX - Smashed
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Tue, 25 March 2003 04:57
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are they careless camera fines, or bastard cops fines, or a mix?
every girl I know who's been pulled over has either gotten off or had the penalty reduced.
some days I wish I had tits
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Location:
Mornington Peninsula
Registered:
September 2002
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Re: LADYSX - Smashed
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Tue, 25 March 2003 05:31
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Not the case when you get a chick cop. I was done last week for doing 20 over, 3 points and $200. If I had a guy cop then it would have been ok.
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I supported Toymods
Location:
Epping, Sydney
Registered:
May 2002
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Re: LADYSX - Smashed
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Tue, 25 March 2003 05:37
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at least you can get off with the majority of cops
there are very few female cops out tehre who succumb to charm.. most of them make sure they're tougher than the guy cops... proving themselves or some such
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Location:
Colac, Victoria
Registered:
May 2002
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Location:
Melbourne
Registered:
May 2002
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Re: LADYSX - Smashed
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Tue, 25 March 2003 22:17
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I have spoken to both Shannons and Unique in the past, both seem pretty good to deal with, although I have heard Unique become pricks when its time to pay a claim. I will get onto Shannons and see if they will crumble to my begging for insurance. From memory I think when I spoke to Just Cars they told me where to go, but I am not 100% I just know I never looked at them as an option once I had recieved the quote.
Well in the meantime shit happens, I am just lucky it was minor this time.
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Location:
Preston
Registered:
June 2002
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Re: LADYSX - Smashed
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Tue, 25 March 2003 22:32
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I have third party through JustCars for $450. It was something like $850 for fire and theft as well. Full comp was $8800
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Location:
Melbourne
Registered:
May 2002
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Re: LADYSX - Smashed
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Tue, 25 March 2003 22:37
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Yeah maybe it was something ridiculous like that for me too, from memory i think they only cover about $1000 for stereo and dont cover wheels at all either. I dont think i got a 3rd party quote from them though as i really want full comp.
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Location:
Preston
Registered:
June 2002
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Re: LADYSX - Smashed
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Tue, 25 March 2003 22:43
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Yup, same. Wheels werent covered at all, and something tiny (cant remember exactly) for the stereo. Considering it would cost me slightly more to just import another Soarer, it really wasn't worth it. But at least I'm covered just in case I ever hit a Rolls or something.
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Location:
Melbourne
Registered:
May 2002
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Re: LADYSX - Smashed
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Tue, 25 March 2003 22:49
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Very true. Ijust got off the phone to shannons, $2000 per year rating one, insured for $12K but it needs to be approved by management due to driving history. Same deal with the management for 3rd party.
Not a bad quote I guess, considering they cover everything on the car, will look into it further for when the car is repaired, seeing as they need to sight the car as well.
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Location:
Sydney
Registered:
May 2002
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Re: LADYSX - Smashed
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Wed, 26 March 2003 04:39
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Ladysx,
Go call Vigils Underwriting, they insured my stupid car and it was almost uninsurable....Its worth a shot, I pay $527/yr, am 20 and own a Corolla with around 150kW at the wheels....hows that figure? Oh and I dont have too much of a good record either.
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I supported Toymods
Toymods Special Events Coordinator
Location:
Sydney
Registered:
March 2003
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Re: LADYSX - Smashed
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Wed, 26 March 2003 09:49
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LadySX... sorry to hear bout the smash... no exactly what its like to be stuck without insurance. At least you didn't hit a cabby - dam! they know how to hit you up for lost income!! 
Another idea for the full comp. insurance thing is NRMA - but with 'multi-policy' discount (house & contents, etc.) and using your parents 'no claim'. To insure my GT4 for around $14k without the discounts is around $6500, but then add the discounts and you get $2400 (approx). I suppose you have to be lucky enough that your parents will actually agree to using their 'no claim' in the first place. (may have to show that they have some sort of financial interest in the car as well?)
Oh... my driving record ain't the cleanest either!
79 in a 40 zone  and $560 later. Just do easy to do - be making sure I'm on time from now on!!
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Location:
Barossa valley SA
Registered:
January 2003
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Re: LADYSX - Smashed
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Wed, 26 March 2003 10:39
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LadySX you have my condolences.
You guys are all going to hate me.
My neighbour and mate is an insurance agent, under his instruction I registered my car under daddy's name. 3rd party property per year......$80 
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Location:
Melbourne
Registered:
May 2002
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Re: LADYSX - Smashed
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Thu, 27 March 2003 00:53
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DavGT4 great idea but I dont live with my parents, for that matter I dont really have anything to do with them. Apart from that I believe that they are contents insuranceless!
This is my first ever accident, so apart from my fines I am not a huge risk to an insurance company, its just the red tape that makes it hard
Once my car is repaired though I will shop around for some cover so if this sort of thing ever occurs again, I wont have to stress about it.
Noticed last night as well that the impact on my car broke a clamp on my back muffler, so its jiggling around like crazy - extra noises for me to listen to while driving, also an extra excuse to pump up the music 
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Location:
Newcastle
Registered:
May 2002
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I supported Toymods
Toymods Special Events Coordinator
Location:
Sydney
Registered:
March 2003
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Re: LADYSX - Smashed
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Thu, 27 March 2003 06:42
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| LadySX wrote on Thu, 27 March 2003 11:53 |
DavGT4 great idea but I dont live with my parents, for that matter I dont really have anything to do with them. Apart from that I believe that they are contents insuranceless!
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LadySX... i don't live with them either, I got contents insurance for where i live (only $350 per year). Well worth it I think!
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Location:
Sydney
Registered:
July 2002
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Re: LADYSX - Smashed
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Fri, 28 March 2003 13:29
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tanman------->
My supra is stock standard apart from a stainless muffler, and 18X8 rims. Because supra rims are 7 inch standard, 8 inch is still legal. NRMA knowabout both my mags and the muffler.
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I supported Toymods
Location:
Epping, Sydney
Registered:
May 2002
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Re: LADYSX - Smashed
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Sat, 29 March 2003 04:00
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except for those 18x10 on the back
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Location:
Sydney
Registered:
July 2002
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Re: LADYSX - Smashed
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Sat, 29 March 2003 07:31
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They are all 18 X 8. I checked the when I got them home, they are all the same. I have a photo of the measurements on the inside of the wheel if you want me to send it to you. They still look awesome though !!
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I supported Toymods
Location:
Epping, Sydney
Registered:
May 2002
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Re: LADYSX - Smashed
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Sat, 29 March 2003 13:48
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they're the ones you bought off matt? (in baulkham hills)
hem... well they have 265 rubber on the back if they're the ones I'm thinking of, and 245 on the front. Nice and big and sticky
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Location:
Sydney
Registered:
July 2002
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Re: LADYSX - Smashed
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Sat, 29 March 2003 14:26
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draven------>
yep, thats them, except the 265's were stuffed, so I put 235's back on, to match the front.($290 each !!)
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I supported Toymods
Location:
Epping, Sydney
Registered:
May 2002
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Re: LADYSX - Smashed
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Sat, 29 March 2003 20:47
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pft, that's cheap
matt shredded a rear on his new rims (19"). defective tyre or some such.
$600 for 1 tyre!
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