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Location:
Colac, Victoria
Registered:
May 2002
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Compro insurance - What do you pay for your turbo/modified?
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Mon, 28 April 2003 10:08
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For the guys out there with GT4's, Mr2 turbo's, Supra turbos , and Turbo/supercharged old celicas/corollas ( or heavily modified )
What on average do you pay for your full cover per year - and who do you go thru
Im with shannons - rating one - For the Gt4 - 24 yo - very good driving record and up for a grand and a half per year ..
is this common they other companies????
This is for FULL cover - not third party.
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I supported Toymods
Banned User
Location:
Brisbane
Registered:
May 2002
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Re: Compro insurance - What do you pay for your turbo/modified?
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Mon, 28 April 2003 10:15
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I'm very interested in this subject as well! Particularly TA22's with conversions 
TA22 + 3S-GTE is going to be an insurance nightmare 
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Location:
Ipswich
Registered:
July 2002
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Re: Compro insurance - What do you pay for your turbo/modified?
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Mon, 28 April 2003 10:25
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89 supra turbo
full comp
28yo never lost licence
2 speeding fines in last 5 years
just cars.
$1000
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Location:
Brisbane
Registered:
November 2002
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Re: Compro insurance - What do you pay for your turbo/modified?
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Mon, 28 April 2003 10:50
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Corona 1GGTE full house mods $674pa
Comprehensive, 24yo male, rating 1, no claims, 1 fine (well 2, but one was 4y and 11½months ago so they didn't care).
Supra 7MGTE light mods $1600pa when i was on rating 2 last year, age 23. I took TPPD instead, that is $299 this year
Be aware that your postcode has a HUGE impact. Sydney callers double prices 
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I supported Toymods
Banned User
Location:
Brisbane
Registered:
May 2002
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Re: Compro insurance - What do you pay for your turbo/modified?
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Mon, 28 April 2003 10:53
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| 7M-Brisbane wrote on Mon, 28 April 2003 20:50 |
Corona 1GGTE full house mods $674pa
Comprehensive, 24yo male, rating 1, no claims, 1 fine (well 2, but one was 4y and 11½months ago so they didn't care).
Supra 7MGTE light mods $1600pa when i was on rating 2 last year, age 23. I took TPPD instead, that is $299 this year
Be aware that your postcode has a HUGE impact. Sydney callers double prices
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What companys?
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I supported Toymods
Location:
Epping, Sydney
Registered:
May 2002
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Re: Compro insurance - What do you pay for your turbo/modified?
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Mon, 28 April 2003 12:44
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was gonna say, a grand and a half a year for full comp on a gt-four is a good price... but you're in vic, so it's cheap
it's going to cost me $600 for 3PP on my supra 
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Location:
Sydney
Registered:
April 2003
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Re: Compro insurance - What do you pay for your turbo/modified?
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Mon, 28 April 2003 14:15
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I'm interested in what i'll be up for after i start modifying my 2001 camry. if found this thing which i think is an online insurance broker thing, i haven't tried it out yet, but it looks ok. heres the site that i saved as favourites: http://www.gng.com.au/motorquote.html, lets see if this will help anyone.
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Location:
Brisbane, QLD
Registered:
February 2003
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Re: Compro insurance - What do you pay for your turbo/modified?
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Mon, 28 April 2003 16:18
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I was quoted $2700 a year for full compo on a rather stock mk2 supra(5m-ge and w57gb)
i'm 18, in perth, clean driving licence(no fines or anything) and have a 30% NCB
Sucks to be young somtimes
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Location:
Sydney
Registered:
June 2002
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Re: Compro insurance - What do you pay for your turbo/modified?
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Tue, 29 April 2003 00:15
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I pay $2400 for my sotckish 93 Soarer 2.5GT, I'm 18 (need to check my NCB!).
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Location:
Preston
Registered:
June 2002
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Re: Compro insurance - What do you pay for your turbo/modified?
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Tue, 29 April 2003 00:23
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Soarin, who is that through?
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Location:
Sydney
Registered:
March 2003
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Re: Compro insurance - What do you pay for your turbo/modified?
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Tue, 29 April 2003 00:44
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Damn!! Some cheap quotes there, but as someone else mention, Sydney is FUCKED. I pay $2000 with mods for NA Supra JZA80, 22 in Sydney South west 
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I supported Toymods
Location:
melbourne
Registered:
June 2002
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Re: Compro insurance - What do you pay for your turbo/modified?
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Tue, 29 April 2003 00:46
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its not exactly modified, but last time my quote was:
just cars,
AE86 sprinter, australian spec standard
800 a year for TPFAT
2500 a year for full comp.
i would have been 21 at the time, never had any fines or any accidents or anything.
i am thinking of going and buying a commondore or something.
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Location:
Cabramatta, NSW
Registered:
May 2002
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Re: Compro insurance - What do you pay for your turbo/modified?
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Tue, 29 April 2003 05:56
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I'm with Shannons. Over 25. Lots of speeding tickets. Full no-claim. All mods listed.
$220 for 3rd party.
$750 for comprehensive.
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I supported Toymods
Location:
South of Wollongong
Registered:
May 2002
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Re: Compro insurance - What do you pay for your turbo/modified?
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Tue, 29 April 2003 06:47
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Just cars want $2341 for comp and $691 for 3rd PP off me...im still deciding
4agze ae92 corolla sx
No accidents, no claims, no fines. 19yrs old.
shannons was too expensive
nrma wont touch me (supercharged)
young and cool wont touch me (supercharged)
vigil said that an ae92 was too new for their computer systems... 
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Location:
NSW
Registered:
May 2002
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Location:
Colac, Victoria
Registered:
May 2002
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Re: Compro insurance - What do you pay for your turbo/modified?
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Tue, 29 April 2003 08:22
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How much over 25 nark ?
Power to weight im guessing the 1ggte ra65 and mine stock as it is would be about the same - though driving record and age seem to be the thing to lower insurance premuims
im at 60% ncb though as well
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Location:
Cabramatta, NSW
Registered:
May 2002
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Re: Compro insurance - What do you pay for your turbo/modified?
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Tue, 29 April 2003 08:25
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I'm 26...
Being housed in Canberra is a HUGE bonus though. Especially compared to the Cabra region...
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Location:
Colac, Victoria
Registered:
May 2002
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Re: Compro insurance - What do you pay for your turbo/modified?
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Tue, 29 April 2003 08:36
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Im in Country Vic - away from all the mainstream nasty people - wierd !
would have thought it would have been cheaper - since less theft risk
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Location:
c'town, NSW
Registered:
May 2002
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Re: Compro insurance - What do you pay for your turbo/modified?
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Tue, 29 April 2003 08:37
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instead of starting a new insurance thread i will post here:
my olds rang Just Cars (who im with) and they said they dont do fire and theft for 3rd party in NSW.
is there a way i can get fire and theft on the car while still being insured with just cars 3rd party?
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Location:
Germany
Registered:
April 2003
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Re: Compro insurance - What do you pay for your turbo/modified?
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Tue, 29 April 2003 08:42
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| KOFFEE-BLACK wrote on Tue, 29 April 2003 10:44 |
Damn!! Some cheap quotes there, but as someone else mention, Sydney is FUCKED.
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I'm in Sydney too (near Parramatta). Pay $1800 for the GT4.
I'm 35 with max no claim bonus & near perfect driving record (speeding fine in 1990 & driving without licence in 1991 are my only driving offences).
Insured with Swann for an agreed value.
So, if I lived anywhere else other than Sydney the cost would be significantly less??
Sigh.....
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I supported Toymods
Location:
Epping, Sydney
Registered:
May 2002
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Re: Compro insurance - What do you pay for your turbo/modified?
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Tue, 29 April 2003 13:37
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fark phil, that's great value!
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Location:
Adelaide
Registered:
January 2003
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Re: Compro insurance - What do you pay for your turbo/modified?
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Tue, 29 April 2003 15:19
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25, couple of fines, rating 1, $1047 per year with just cars. they take into account all the mods and the engine conversion. Other companies wont even touch engine conversions.
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Location:
Parramatta
Registered:
July 2002
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Re: Compro insurance - What do you pay for your turbo/modified?
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Tue, 29 April 2003 23:02
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i would like to know how u get away with it all so cheap here in sydney im have had 2 speeding fines suspension of licences once, have an mr2 turbo gt with mods they ask for 6,000 what the hell am i doing bad i also have 40%ncb (im 21) it was just cars that offered me that price..... i still pay 800 for third party... i just realised im getting ripped hard!
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Location:
Blacktown Bro
Registered:
July 2002
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Re: Compro insurance - What do you pay for your turbo/modified?
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Thu, 01 May 2003 00:16
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I was paying $1700 pa for a 97 Rv Corolla 1.8L (rip off!)
Now paying a tad under $1000 pa for 01 Magna 3.5L? 
Im 22, had about 5 speeding fines, no claims so full no claim bonus.
Nrma rules, they let me have a faster car cheaper! 
Wa! 
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Location:
Preston
Registered:
June 2002
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Re: Compro insurance - What do you pay for your turbo/modified?
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Thu, 01 May 2003 00:30
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Damn... The cheapest qoute I've had in recent times, is $8800 for full comp from just cars. Mods arent too bad, no speeding fines or licence suspensions or anything. Im 21 and probably dont live in the best neighbourhood, but i can damn near get another soarer imported for that price!
In the end I got 3rd party withOUT fire and theft for $475
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Registered:
May 2002
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Re: Compro insurance - What do you pay for your turbo/modified?
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Thu, 01 May 2003 01:15
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Hey Nark,
What is your agreed value?
We are paying 700+ for a KE70 Corolla with 100KW 4AG and almost $900 for the 1U-powered Cressida. Full comp. Both in 30's with 70% NCB...I think we're getting ripped off here!!! 
BTW. We're also in Canberra, car is off-street in lock-up Garage...
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Location:
Cabramatta, NSW
Registered:
May 2002
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Re: Compro insurance - What do you pay for your turbo/modified?
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Thu, 01 May 2003 01:52
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Agreed value is $10k.
How long have you been with Shannons? I've been with them 4-5 years now...
Are the cars classed as private? Maybe there's a different insurance rating on the different suburbs?
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Location:
Brisbane
Registered:
November 2002
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Re: Compro insurance - What do you pay for your turbo/modified?
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Thu, 01 May 2003 02:34
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| Quote: |
7M-Brisbane wrote on Mon, 28 April 2003 20:50
| Quote: |
Corona 1GGTE full house mods $674pa
Comprehensive, 24yo male, rating 1, no claims, 1 fine (well 2, but one was 4y and 11½months ago so they didn't care).
Supra 7MGTE light mods $1600pa when i was on rating 2 last year, age 23. I took TPPD instead, that is $299 this year
Be aware that your postcode has a HUGE impact. Sydney callers double prices
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What companys?
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Both vehicles are insured with Just Car Insurance
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Location:
Brisbane
Registered:
November 2002
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Re: Compro insurance - What do you pay for your turbo/modified?
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Thu, 01 May 2003 02:39
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| Quote: |
Maybe there's a different insurance rating on the different suburbs?
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Huge difference. I work in the insurance industry - your price can double by moving 10 mnutes up the road. All about statistics.
Insure 100 cars in postcode 1234 and have 10 customers claim... then insure 1000 cars in postcode 4321 and have 20 customers claim. Double the risk, double the price
Simple as that. Well, not exactly, but you get the idea.
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Location:
Sydney
Registered:
February 2003
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Re: Compro insurance - What do you pay for your turbo/modified?
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Fri, 02 May 2003 08:21
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www.justcarinsurance.com.au
try them, they are an underwrite of AAMI
they have pretty good prices
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Registered:
March 2003
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Re: Compro insurance - What do you pay for your turbo/modified?
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Sun, 04 May 2003 11:04
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Justcar. yeah pretty cheap
sydney, 22yo, 1 speeding ticket last year, 50% ncb.
they quoted me $3472.00 for a 1j mx83 cressida insured for $8500. no other mods.
what a frigging joke, i could buy a new one every three years.
should i even bother looking at other companies?
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Location:
Sydney
Registered:
February 2003
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Re: Compro insurance - What do you pay for your turbo/modified?
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Sun, 04 May 2003 12:08
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geez sorry for trying to help
u dickhead
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Location:
Germany
Registered:
April 2003
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Location:
Sydney
Registered:
June 2002
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Registered:
March 2003
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Re: Compro insurance - What do you pay for your turbo/modified?
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Mon, 05 May 2003 10:41
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i wasnt saying anything about you str8 2.8, i was just letting people know of my experience.
did you have a big weekend or somthing? =p
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Location:
Sydney
Registered:
February 2003
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Re: Compro insurance - What do you pay for your turbo/modified?
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Mon, 05 May 2003 11:03
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oh sorry, i didnt realise there were others with justcars
i thought u were referring personally to me
sorry mate didnt mean to get workd up
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Location:
Brisbane
Registered:
November 2002
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Re: Compro insurance - What do you pay for your turbo/modified?
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Mon, 05 May 2003 11:30
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| Quote: |
Justcar. yeah pretty cheap
sydney, 22yo, 1 speeding ticket last year, 50% ncb.
they quoted me $3472.00 for a 1j mx83 cressida insured for $8500. no other mods.
what a frigging joke, i could buy a new one every three years.
should i even bother looking at other companies?
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Think about what their prices say - particularly with reference to your last comment.
Basically what they're saying is that your vehicle will be written off or stolen within the next 3 to 4 years. They're a business, not a charity.
And for whoever that said they are an underwriter for AAMI, that's not correct. AAMI is the underwriter (ie. financial backing) and Just Car Insurance is the agent (ie. the group that sells you the product).
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Location:
Sydney
Registered:
February 2003
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Re: Compro insurance - What do you pay for your turbo/modified?
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Mon, 05 May 2003 11:53
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no 'r'.
underwrite, not underwriter.
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I supported Toymods
Location:
Epping, Sydney
Registered:
May 2002
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Re: Compro insurance - What do you pay for your turbo/modified?
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Mon, 05 May 2003 11:57
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they are underwritten by aami
aami underwrite them
aami are the underwriters
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Location:
Germany
Registered:
April 2003
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Re: Compro insurance - What do you pay for your turbo/modified?
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Mon, 05 May 2003 21:20
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| 7M-Brisbane wrote on Mon, 05 May 2003 21:30 |
| Quote: |
Justcar. yeah pretty cheap
sydney, 22yo, 1 speeding ticket last year, 50% ncb.
they quoted me $3472.00 for a 1j mx83 cressida insured for $8500. no other mods.
what a frigging joke, i could buy a new one every three years.
should i even bother looking at other companies?
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Think about what their prices say - particularly with reference to your last comment.
Basically what they're saying is that your vehicle will be written off or stolen within the next 3 to 4 years. They're a business, not a charity.
And for whoever that said they are an underwriter for AAMI, that's not correct. AAMI is the underwriter (ie. financial backing) and Just Car Insurance is the agent (ie. the group that sells you the product).
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Compare what you would pay for just coverage against fire & theft compared to comprehensive insurance. The difference in quite marked.
It's not so much the theft they are worried about (cars get stolen from people of all ages), but the fact that statistically, as a young lad, you're more likely to end up wrapped around tree.
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Location:
Sydney
Registered:
February 2003
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Location:
Sydney
Registered:
May 2003
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Re: Compro insurance - What do you pay for your turbo/modified?
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Tue, 06 May 2003 02:34
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i got a seca sx supercharged with all mods u can think of i am on a probayional licence at the moment 3 speeding fines 2 neg driving fines etc ful cover $2800 a yr. Iam with just cars as well rating 1 no clams just cars and suncorp metway i think are the 2 best to get insurance with. Iam in sydney, with 3rd party just cars only do 3rd party property they dont do firer and theift every other state they do. BAH NSW
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I supported Toymods
Location:
Perth
Registered:
May 2002
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Re: Compro insurance - What do you pay for your turbo/modified?
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Tue, 06 May 2003 03:18
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Just went through Suncorp Metway's site as well as I could, trying to match my car with the options. For full comprehensive they want $1721.84 a year, but they wouldn't insure to the $8000+ I wanted, so that was for agreed value $5k.
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Location:
Germany
Registered:
April 2003
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Re: Compro insurance - What do you pay for your turbo/modified?
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Tue, 06 May 2003 04:17
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| justcallmefrank wrote on Tue, 06 May 2003 13:18 |
Just went through Suncorp Metway's site as well as I could, trying to match my car with the options. For full comprehensive they want $1721.84 a year, but they wouldn't insure to the $8000+ I wanted, so that was for agreed value $5k.
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I had that trouble with AAMI.
They wanted $1700 per year to insure the car for $9000 & they would not insure the car for any more than that.
Now I'm with Swann, costs $1800 to insure the car for $15000.
Go figure
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I supported Toymods
Location:
Perth
Registered:
May 2002
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Re: Compro insurance - What do you pay for your turbo/modified?
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Tue, 06 May 2003 04:25
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Well, it'd be interesting to see what they'd say when I ring them up later on. Still, I didn't think it was over the top considering the mods to the car, me being 19 too.
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Location:
Brisbane
Registered:
November 2002
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Re: Compro insurance - What do you pay for your turbo/modified?
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Tue, 06 May 2003 12:36
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If you have a lightly-modified car or a poor driving history, the trick is to get a job with an insurance company. They'll cover anything 
I do the insurance for staff members for my company.. just insured a 19yo with a WRX and two losses of license due to speeding after being employed by the company for less than a week
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Registered:
March 2003
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I supported Toymods
Location:
Epping, Sydney
Registered:
May 2002
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Re: Compro insurance - What do you pay for your turbo/modified?
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Fri, 09 May 2003 08:01
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fark!
that's *good*
contact details?!
what's your agreed value? (if you dont mind me asking)
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Registered:
March 2003
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Re: Compro insurance - What do you pay for your turbo/modified?
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Fri, 09 May 2003 08:04
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$8000
www.vigilins.com.au
do an online quote and they should get back to you in around two days max.
i spoke to anica - 03 9855 5793
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I supported Toymods
Location:
Epping, Sydney
Registered:
May 2002
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Re: Compro insurance - What do you pay for your turbo/modified?
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Fri, 09 May 2003 09:20
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yeah
they're great
"sorry, we do not insure the toyota supra"
fags
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Location:
Sydney
Registered:
May 2002
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Re: Compro insurance - What do you pay for your turbo/modified?
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Fri, 09 May 2003 09:25
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hahah SUPRA!
full sik skidz!
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I supported Toymods
Location:
Epping, Sydney
Registered:
May 2002
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Re: Compro insurance - What do you pay for your turbo/modified?
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Fri, 09 May 2003 09:45
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that's so gay
difference between a cressi and a supra with 1jzs in both? buggerall
or a celica with a 1jz? very little, except the supra will be safer and slower.
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Location:
Sydney
Registered:
May 2002
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Re: Compro insurance - What do you pay for your turbo/modified?
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Fri, 09 May 2003 09:58
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its all in the name
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I supported Toymods
Location:
Central Coast
Registered:
May 2002
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Re: Compro insurance - What do you pay for your turbo/modified?
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Fri, 09 May 2003 10:26
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Yeah they wont touch the Soarer either. Ewww IMPORT!!! 
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I supported Toymods
Location:
Perth
Registered:
May 2002
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Re: Compro insurance - What do you pay for your turbo/modified?
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Fri, 09 May 2003 10:32
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Note to self, get car licenced as Celica and not Supra
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Registered:
March 2003
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Re: Compro insurance - What do you pay for your turbo/modified?
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Fri, 09 May 2003 10:47
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welcome to my world..
we insure imports, but not modified cars.
besides this justcar was the only one and they quoted me ~$3400.
I kept saying exactly the same thing.
sorry about getting your hopes up.. try another broker
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I supported Toymods
Location:
Epping, Sydney
Registered:
May 2002
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Re: Compro insurance - What do you pay for your turbo/modified?
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Fri, 09 May 2003 22:19
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I should've got it regod as a celica
the registration lady looked very confused when I said "it's a celica-supra, or a mark two supra, it's known by both names"
she kept typing in celica, and must've asked me 3 times if it was 2.4 efi (after I told her it was 2.8 (tee hee))
my friend went through someone for his 180sx modified.. cost him about a grand for a $16000 agreed value. I'll find out waht it is and get back
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Location:
Goulburn
Registered:
May 2002
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Re: Compro insurance - What do you pay for your turbo/modified?
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Sun, 11 May 2003 07:42
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pay $3200 a year full comp, through NRMA, all mods are listed as well.
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I supported Toymods
Location:
Epping, Sydney
Registered:
May 2002
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Re: Compro insurance - What do you pay for your turbo/modified?
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Sun, 11 May 2003 07:53
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hehehe... nrma.
they dont like hearing "engine conversion" ever, let alone "2.5 twin turbo"
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Location:
North Sydney
Registered:
May 2002
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Re: Compro insurance - What do you pay for your turbo/modified?
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Sun, 11 May 2003 09:44
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NRMA quoted me $9000/pa when I first bought the Supra!!
I told them I bought the car for $8400 and they said that's life!
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i think we all realise that aami is the underwriting agency and justcar is a specialist agent.