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biased99
Forums Junkie


Registered:
May 2002
Insurance question for Cressida owners... Wed, 09 July 2003 10:11 Go to next message
O.K guys, the time has come when the insurers have their hands out for my annual renewal...

So, what I'd like to know is who has a modded Cressida (pref.MX83 for comparison's sake) who you're with etc.

I'll start.
1989 MX83
1UZ-FE conversion (stated in policy as "Motor not designed for car")
Stated as having lowered suspension (although I've yet to do the suspension...)
I'm over 30 (35, to be exact Razz ) and have full rating one NCB.
Car is in a lock-up garage in the ACT. Second driver (wife) is same age as me with same NCB.

The insurers are quoting $929.00 PA. Insurer is Just Cars.

If others could reply in similar format, I can then get an idea of whether someone's enjoying themselves sexually at my expense, or whether others are "being enjoyed" Laughing

Thanks in advance.
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turbovan
Regular


Location:
Kenthurst, Sydney
Registered:
February 2003
 
Re: Insurance question for Cressida owners... Thu, 10 July 2003 04:08 Go to previous messageGo to next message
Not a cressida but...

1981 MS112 Crown
88 turbo supra 7MGTE engine
manual gearbox
modified suspension
modified brakes
30 yrs old
rating 1
cost $400 per yr from shannons

give shannons a call... they won't be interested at all unless you tell them you want to insure a MODIFIED cressida

but then they should give you a good deal

cheers
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BoB_JonEz
Regular


Location:
Perth
Registered:
August 2002
 
Re: Insurance question for Cressida owners... Tue, 29 July 2003 17:33 Go to previous messageGo to next message
I was looking at putting a different engine into the cressida I've got, but I'm under 25 with only 40% ncb.

My wallet has started bleeding just thinking about the cost of insuring it, if it's even possible, with a different engine.

I pay similar amount for my bog stock mx83 grande.
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Southo
Regular


I supported Toymods

Location:
Sydney
Registered:
August 2002
Re: Insurance question for Cressida owners... Tue, 05 August 2003 13:35 Go to previous messageGo to next message
My MX83 Grande

Currently - $12,000 Value, 34 years old, Good Sydney Suburb, 60% NCB, good Driving history, No Finance, Private Use, only Mods are 17x7 Rims and Tinting - Cost is about $600

BUT 3 companies I called for the conversion when done..
Same details, but Value of $20,000, Mods - 2JZ-GTE from Aristo, Wheels, Suspension lowered 1 inch, Exhaust, Intercooler, Brakes etc about $1,000 to $1,300.

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biased99
Forums Junkie


Registered:
May 2002
Re: Insurance question for Cressida owners... Tue, 05 August 2003 23:24 Go to previous messageGo to next message
Southo wrote on Tue, 05 August 2003 23:35

My MX83 Grande

Currently - $12,000 Value, 34 years old, Good Sydney Suburb, 60% NCB, good Driving history, No Finance, Private Use, only Mods are 17x7 Rims and Tinting - Cost is about $600

BUT 3 companies I called for the conversion when done..
Same details, but Value of $20,000, Mods - 2JZ-GTE from Aristo, Wheels, Suspension lowered 1 inch, Exhaust, Intercooler, Brakes etc about $1,000 to $1,300.




You're about line-ball with me (age etc). Only differences as I see it are location and FI.

FWIW, we eventually decided to go with Shannons and have insured the Cressida (mods as stated above) for $15K agreed value and the Corolla ($4K agreed value) and the lot cost...~$1200.
~$800 for the Cressida and ~$400 for the 'Rolla...
Not great, but not TOO bad.

You might consider dropping the agreed value slightly to see what effect on premiums this has. (and, yes I DO know that you'll end up spending more than that on the project! Smile )
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speakafreaka
Forums Junkie


Registered:
March 2003
Re: Insurance question for Cressida owners... Wed, 06 August 2003 04:04 Go to previous messageGo to next message
im "being enjoyed" - im not expecting much though cos im young

1989 MX83
1JZ-GTE conversion (stated in policy as "Engine Conversion to Twin Turbo - Non Standard")
Havent listed suspension, mags or stereo yet
I'm 22 and have 20% NCB (they wouldnt honor the five years i was listed on my parents insurance), Never had an at fault accident (1 x taxi hitting the car, didnt loose ncb from that)
1 Speeding fine (70 in 50)

i think it ended up being $2300 or $270something a month through vigil, and i was stuck after justcar told me $3500 for an $8000 car
it was only 1300 if i had 60% ncb

[Updated on: Wed, 06 August 2003 04:05]

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biased99
Forums Junkie


Registered:
May 2002
Re: Insurance question for Cressida owners... Wed, 06 August 2003 04:21 Go to previous messageGo to next message
Ahhh...The joys of youth! Razz

Reminds me of when I had my old FJ1100 MC...I was 21 years old, the bike was under finance and I got a quote for $5900 agreed value (what I paid for it). The quote? $1600PA. (Needless to say it remained uninsured...and no, I wouldn't do that again!)
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draven
Forums Junkie


I supported Toymods

Location:
Epping, Sydney
Registered:
May 2002
 
Re: Insurance question for Cressida owners... Wed, 06 August 2003 05:36 Go to previous message
ha!
I didn't even bother asking how much comprehensive would cost me. I know it would be a long way out of my price range, even though my entire record consists of only 1 speeding fine (15-30)

edit: and one company (young and cool I think it was), when i did the online quote came back with "sorry, we dont insure supras"

[Updated on: Wed, 06 August 2003 05:37]

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