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Location:
Castlemaine Vic
Registered:
November 2002
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 HELP need insurance for supra...
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Mon, 29 December 2003 23:05
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Hey all,
well heres how it goes, i have a oz delivered auto ma70 turbo.
I bought it a few weeks ago, had set up all the insurance on it and was just waiting for them to send me the paper work, got it all, and one thing was wrong, they only had me down for 2 traffic offensives so i changed that to what i really had, 4 (i was just being honest cos i didn't want them to find out that after i had a crash!)
i get a phone call from the company (young&cool) saying they are sending back my money order ect ect cos you have 4 traffic offensives and cant insurer you cos your under 25yr now!
F&*K!!!
i don't wanna go through just cars cos its just to $$$ in my opinion.
So who do all you other supra owners get insurance through? A name and number would be great.
thanks
geoff
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Location:
Sydney
Registered:
June 2003
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Re: HELP need insurance for supra...
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Mon, 29 December 2003 23:10
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I have a ma70 man turbo and go through just car. I phoned about 7 or 8 others and they weren't even interested in me. As soon as I said under 25 and turbo in the same conversation it was like "see you later". Just Car quoted me $4750 for comp, so I just have 3pp for $570. 
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Location:
Castlemaine Vic
Registered:
November 2002
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Re: HELP need insurance for supra...
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Mon, 29 December 2003 23:15
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Hmm i need full comp cos iv got a loan, and thats the way the bank likes it, full comp or not car
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Location:
Sydney
Registered:
June 2003
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Re: HELP need insurance for supra...
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Mon, 29 December 2003 23:28
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Ah yeah. I managed to get a loan that didnt need me to do that. 
Sorry dude, cannot help you. I even used some of the contacts I have in the industry, and still couldnt get it. Just Car was the only place who even gave me a quote.
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Location:
Castlemaine Vic
Registered:
November 2002
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Re: HELP need insurance for supra...
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Tue, 30 December 2003 00:30
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okay, well after spending the last 2.5hrs on the fone, i have insurance again! yay 
im through RACV, Full Comp $1780 per yr.
still came in cheaper then just cars and i can still modify it to a point 
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Location:
Sydney
Registered:
June 2003
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Re: HELP need insurance for supra...
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Tue, 30 December 2003 00:52
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WHAT!!!???? How the hell did you get it so cheap. I am 22, have 1 traffic offense, and i coulndt get it anywhere near that price! 
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Location:
Melbourne
Registered:
November 2003
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Re: HELP need insurance for supra...
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Tue, 30 December 2003 00:55
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I was just thinking the same. Man thats a good price for a lightly modified Lancer, let alone a freeking Supra!
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Location:
Bayside Melbourne.
Registered:
May 2003
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Re: HELP need insurance for supra...
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Tue, 30 December 2003 01:00
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$2400 was the cheapest I could manage... 1 accident and 1 car stolen = 2 claims. I am 21. 
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Location:
Melbourne
Registered:
May 2002
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Re: HELP need insurance for supra...
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Tue, 30 December 2003 01:50
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the answer lies here
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Location:
Castlemaine, VIC
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I supported Toymods
Location:
Epping, Sydney
Registered:
May 2002
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Re: HELP need insurance for supra...
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Tue, 30 December 2003 02:24
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yeps
I've been to castlemaine (several times), and the likelihood of your car getting nicked there are pretty damn low, tho accident rate could be high (came over a rise in a 70 zone, doing 90, and the road dips sharply and comes to a T-intersection with no warning... almost went over the cliff and into farmer john's paddock)
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Location:
Bayside Melbourne.
Registered:
May 2003
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Re: HELP need insurance for supra...
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Tue, 30 December 2003 04:32
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I used to go to Castlemaine regularly... After dark, the country bumpkins in their B&S utes, Kingswoods and Tooooranas tear around like nutcases in town. It's no wonder the accident rate is high.
Also, as you enter and leave the town, you face billboards informing you that Castlemaine is Victoria's hotrod capital.
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I supported Toymods
Location:
Epping, Sydney
Registered:
May 2002
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Re: HELP need insurance for supra...
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Tue, 30 December 2003 04:35
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I was too busy trying to avoid suicide peds
country people have a different idea of what a road is for than city people
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Location:
Castlemaine Vic
Registered:
November 2002
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Re: HELP need insurance for supra...
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Tue, 30 December 2003 04:49
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bahahah county bumpkins! pfft you damn city slickers don't know what your on about.
they are putting me on rating 3, iv made no claims, had 4 traffic offensives but racv only go back to yrs, so anything after 2yrs from todays date doesnt count, so i only had one speeding fine in the lat 2 yrs.
there are hardly any B&S boys around ne more, the car scene here is growing quite quick, few 180sx's, silvas, 4 skylines one jza80 supra, one ma70 supra and then just the usual little ricers, et's cordias ect. not bad for a small town really.
the accident rate isn't high here, but id have to agree to the peds that draven mentioned, grrr to many old citz around here that don't look before they cross!!
anyways, i have insurance again  it all lies around having claims from previous company's really and living in small country towns
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Location:
Colac, Victoria
Registered:
May 2002
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Re: HELP need insurance for supra...
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Tue, 30 December 2003 09:22
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im on $1800 a year with shannons for full modified insurance with the gt4..
rating one - agreed value - just have to make sure all mods are legal ..
was about 1500 for standard compro cover ..
25 yo - 2 infringements - 1 claim
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Location:
Castlemaine Vic
Registered:
November 2002
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Re: HELP need insurance for supra...
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Tue, 30 December 2003 09:57
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Hmm thats good stu, but its not a supra is it? but thanks for sharing.
it may also help that you are 25+ so that makes it a bit easier  damn you!
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Location:
Melbourne
Registered:
March 2003
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Re: HELP need insurance for supra...
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Tue, 30 December 2003 09:57
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Try famous, they are really good for imports i hear
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Location:
Castlemaine Vic
Registered:
November 2002
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Re: HELP need insurance for supra...
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Tue, 30 December 2003 10:02
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i would of tried them, if they would answer the phone!! Probably closed for the x-mas holidays i dunno, but i tried like for an hour trying to get on to them in-between other company's but didnt get through
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Location:
Colac, Victoria
Registered:
May 2002
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Re: HELP need insurance for supra...
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Tue, 30 December 2003 10:02
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hehe - it might not be a supra but it is a modified - and soon to be HIGHLY modified turbo 2 door car
doesnt really matter if its a celica or a supra or a silvia or a GTS - they all cost about the same to insure ..
THOUGH oz spec cars are preferred over grey imports - ive found with shannons ..
First thing they asked me was it a JDM or australian " fully imported " one
same applys for your supra as it does with my Gt4
But yes - Age is the bugbear of all turbo owners
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I supported Toymods
Location:
Epping, Sydney
Registered:
May 2002
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Re: HELP need insurance for supra...
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Tue, 30 December 2003 12:42
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and engine transplants really dont go down well with most companies
and just as we were talking of castlemaine, I received a letter from the very sexy girl I know who lives there
*feels all special*
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I supported Toymods
Location:
melbourne.victoria.austra...
Registered:
June 2002
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Re: HELP need insurance for supra...
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Tue, 30 December 2003 18:41
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my TA22 is with just cars
costs me just short of $700 a year fully modified policy so i can pretty much do what i want.
i'm 30 and no infringements ever (touch wood)
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Location:
Castlemaine Vic
Registered:
November 2002
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Re: HELP need insurance for supra...
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Wed, 31 December 2003 04:15
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thats pretty good greg, but yeh, being old, i mean 30 would be a great advantage. never mind though.
draven, what would that very sexy girls name be whom lives here in sunny castlemaine?
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Location:
Brisbane
Registered:
November 2002
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Re: HELP need insurance for supra...
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Thu, 01 January 2004 00:32
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Be careful about dislosing your modifications. Your signature says that you have a few things done.
My understanding is that most mainstream underwriters won't touch much in the way of modified cars - particularly modified turbo cars. I was with the RACQ a few years back (same thing, but in QLD) and they weren't even offering cover with a 3" exhaust on my VL turbo, 2.5" was the max.
Clarify that they have all of your modifications listed - get everything in writing - or you're just wasting your money.
Also, it's good that people are slowly understanding that different suburbs have an affect on pricing. One thing that people don't seem to get is that it's claims COSTS not claims FREQUENCY.
If there are a handful of $50k cars written off in one postcode, and hundreds of minor accidents in another postcode.. the one with hundreds of accidents would be similarly priced if not cheaper!
Same goes for cars... insurers don't just look at how many claims, how powerful the car is, or what stigma is attached - they look at repair costs.
An example - in my experience the BA Falcon range is generally cheap on insurance. Why? Because most front end parts (eg headlights) commonly damaged in an accident are half the price of the same part on an AU model... which means they have low claims costs
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