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Location: Ballarat
Registered: September 2003
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Summons and insurance Q
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Thu, 17 June 2004 16:33
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Howdy boys,
i dunno whether youve read about my, um, indescretion in the war stories thingo, but i got a bill from powercore the other day..it was a temporary fix-$340 so im waiting for the full whack which should be great. I have extended third party on the written off car, so, i should be able to claim that. However, i will probably get charged for wreckless and speeding, so, my question is-is my insurance void seeing as tho i broke the law?
on that question, is there any way i can find out whether or not i will be charged? the copper said i prolly would be. its been 2.5 weeks since the incident.
thanks guys
word out
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Location: Central Coast
Registered: July 2003
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Re: Summons and insurance Q
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Fri, 18 June 2004 02:37

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puotsekamgnidaerkcarctnawsihtem
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Registered: November 2003
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Re: Summons and insurance Q
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Fri, 18 June 2004 02:55

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Read your policy..not usual to be declined unless you have breached specific written policy condition like alcohol/drugs or not licenced...etc
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Location: New Zealand
Registered: May 2002
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Re: Summons and insurance Q
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Fri, 18 June 2004 03:13

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Generally insurance can't decline you for breaking the law, I mean most accidents involve breaking the law in some way (whether you get charged or not). Would make insurance quite pointless.
There are exceptions for driving an unroadworthy car (if it contributed to the accident and you should reasonably have known about the fault), drugs, alcohol and not having a licence.
Biggest problem will be how much it impacts on future insurance.
Callum
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Registered: May 2002
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Re: Summons and insurance Q
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Fri, 18 June 2004 03:29

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as said above
u should be covered ... reasons for no cover may include
driving when intoxicated
driving a stolen car which is not urs 
racing on a track
although it is to their disretion whether or not they cover u... i.e. if u had an unengineered car.. they may not
read ur policy it pretty much tells u what u need to know
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I supported Toymods
Location: Australia
Registered: November 2003
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Re: Summons and insurance Q
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Fri, 18 June 2004 04:55

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Billy-Mason PI wrote on Fri, 18 June 2004 10:37 | puotsekamgnidaerkcarctnawsihtem
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Reading this makes me want to crack up??
WTF??
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Location: brisbane
Registered: March 2004
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Re: Summons and insurance Q
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Sat, 19 June 2004 01:35

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my 18rg ra65 was illegal due to backwards engineering on the motor i could of got it blue plated but didnt in time as the car was on the road for about 3 weeks before the dude wrote it off
i still got a payout to cover the car though as i proceeded with intention to sue the driver of the other car which made his insurance deposit the full amount into my account instantly
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Location: Ballarat, Vic.
Registered: September 2002
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Re: Summons and insurance Q
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Sat, 19 June 2004 05:25

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They've got 12 months to the day of the offence to send you a summons, after the 12 months you don't have to worry. 2 mates have recieved their summons's 11 months or so after the offence happend.
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Location: Brisbane
Registered: July 2002
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Re: Summons and insurance Q
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Sat, 19 June 2004 23:51
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woo .. you only have 11 months and 2 weeks to hope they dont send it
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