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I supported Toymods
Location: fairfield NSW
Registered: January 2003
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Location: New Zealand
Registered: May 2004
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Location: Campbelltown
Registered: November 2003
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Banned user
Location: Liverpool NSW
Registered: March 2004
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Location: c'town, NSW
Registered: May 2002
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I supported Toymods
Location: fairfield NSW
Registered: January 2003
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Re: RANT: "mainstream" insurance
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Fri, 26 November 2004 02:08
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i just checked the shannons website, ALL drivers need to be aged 25 and over.... pity, im 24
i'll try a few other places and see how it goes.
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Location: c'town, NSW
Registered: May 2002
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Re: RANT: "mainstream" insurance
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Fri, 26 November 2004 02:13
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forget about that rule
ring shannons and do some sweet talking, say how much of a toyota enthusiast u are blah blah blah
they will insure u
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I supported Toymods
Location: Sutho/Hills NSW
Registered: September 2002
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Re: RANT: "mainstream" insurance
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Fri, 26 November 2004 02:15
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agreed with shannons, when i rang about a quote on the cressida he asked if it had a lecky or 1jz conversion...i muttered stock they get quite a few toyotas
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I supported Toymods
Location: fairfield NSW
Registered: January 2003
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Re: RANT: "mainstream" insurance
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Fri, 26 November 2004 02:26
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rob_RA40 wrote on Fri, 26 November 2004 13:13 | forget about that rule
ring shannons and do some sweet talking, say how much of a toyota enthusiast u are blah blah blah
they will insure u
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i just submitted an online quote with just cars... w'll see how much the costs are and i'll check out shannons too.
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Location: c'town, NSW
Registered: May 2002
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Re: RANT: "mainstream" insurance
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Fri, 26 November 2004 02:35
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the online quoting system is going to rape your p00 hymen
the way to get cheap insurace is to ring and not get a quote but negotiate instead.
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Location: newcastle
Registered: April 2004
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Re: RANT: "mainstream" insurance
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Fri, 26 November 2004 02:38
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just rang shannons before I saw this thread
they couldn't be more helpful & didn't care about
how many mods my car had
definately worth calling
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Location: Epping NSW
Registered: October 2002
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Re: RANT: "mainstream" insurance
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Fri, 26 November 2004 04:25
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I sometimes get the impression from Shannons that they try and assess the driver personally.
Like sometimes you call up and you get a shitty guy who tells you they won't touch you, then one time i rang up to put my mate on the policy for a road trip to byron bay. Got to talking with the guy and tried to sound very honest and mature with him, and they did it for free! despite the fact that he is younger and has a bad driving driving history (speeding etc.)
The other time was when i was with a mate at the sydney motor show who wanted to get a quote for an imported GTR R32. We went up to the Shannon's guy (three car fanatic guys) and asked him about it and my friend was kind of joking around a bit and they just said straight out 'no' to him. He then asked what sort of cars they would insure him on and they just told him to go try another company! Even though he has only a minor speeding fine and is the same age as me.
So yeah, i think they really try and do a mini-psychological profile on the driver when they call up to predict their likeliness in driving like a nut and making a claim.
So if you guys call up, talk really responsibly and be honest with them and they might go easy on you....just a theory
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Location: c'town, NSW
Registered: May 2002
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Re: RANT: "mainstream" insurance
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Fri, 26 November 2004 04:32
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hobbs has a good point, you must be honest, if u lie then you void the policy.
any bad history is taken into account by the operator
a % of their desicion is based on the way u present yourself and a % of their desicion how much sand is in their fanny on that particular day ....j/k
good thing about that is u can call and ask for someone else later.
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I supported Toymods
Location: fairfield NSW
Registered: January 2003
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Re: RANT: "mainstream" insurance
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Fri, 26 November 2004 10:58
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update:
just car quoted me 800 bucks
shannons quoted 970
nrma still wouldnt give me an estimate
gio quoted me 175 bucks OMGWTFBBQ!!! i went with them
this was property damage btw (no fire or theft coverage)
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Location: Colac, Victoria
Registered: May 2002
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Re: RANT: "mainstream" insurance
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Sun, 28 November 2004 09:47
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Shannons love me and they love my car's
Not every company will agree to revalue your car for 7 grand more on top of agreed value already above market value , over the phone , without seeing it , for a meagre 60 bucks increase on overall price.
Shannons rule
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Location: perth WA
Registered: June 2004
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Re: RANT: "mainstream" insurance
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Mon, 29 November 2004 04:30
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Shannons wouldn't touch me because the car would not have been in a lockup garage at home or work. Everything else was fine, but as soon as I mentioned it would only be undercover parking, they said, sorry we cant help you
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