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Location:
Newcastle
Registered:
October 2002
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Insurance on AE86
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Sat, 12 October 2002 10:34
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Just wanted to ask how much insurance going to be if I had a AE86 trueno since it is a import and im 18years old on my Ps?
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I supported Toymods
Location:
Sydney
Registered:
May 2002
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Re: Insurance on AE86
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Sat, 12 October 2002 14:53
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I dont think you would be able to go NRMA.. they dont do imports.
It depends on how much your going to insure the car for, and who owns it.
Say if the car was put under your dads name and your a designated driver of the car. It would be heaps cheaper..
Insurance for an 1987 Corolla Twincam 16 was $900 something..
under my dads name and me listed as a driver. Thats for full comprehensive and 3k value.
Look around for places that would do imports..
try youngandcool.com , shannons etc.
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Location:
Brisbane
Registered:
July 2002
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Re: Insurance on AE86
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Sat, 12 October 2002 16:31
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He's right in that major insurance companies don't touch imports or modified vehicles.
I was only paying $130 for 3rd party comprehensive through NRMA but now that a 4AGE is 50% installed in my AE86 along with Jap spec Levin rear diff, none of the Big Guns will touch it. 
As I'm on the lowest rating (6), cheapest quote I could get was through Just Cars at $320 for 3rd party cover. Jumps up to $600 if you include fire & theft  (bugger that, an alarm & fire extinguisher will be installed instead).
For full comprehensive, Torque Insurance in QLD quoted $1,300 full comprehensive and they didn't really care what I did to the car.
Shannons along with Young & Cool only touch cars if they're heavily modified or are classics. You'll have a hard time convincing them that your car's a classic but I've heard of people who've done it.
Hope this helps...
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Location:
Southern Sydney
Registered:
August 2002
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Re: Insurance on AE86
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Sat, 12 October 2002 21:46
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Places like NRMA no longer quote there premiums by who is the registered owner of the car. The premium will be based on who the youngest driver is. So it will make Jack all difference if you register it in your old mans name.
Insurance companies are all F*%Ckwits anyway. I've been stung before when I was completely in the right.
In my opinion your better off just geting third party property and spending the rest of your money on some driving courses to improve your skills.
If you don't take silly risks and you have been taught well you should never find yourself at fault in an accident. Its all about the attitude you have while driving.
I've also heard that places like shannons and youngandcool don't pay out the majority of accidents. They'll find something wrong with your car and say that it wasn't road worthy.
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Location:
Eskilstuna, Sweden
Registered:
May 2002
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Re: Insurance on AE86
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Sun, 13 October 2002 09:58
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I have to agree with Remedy on this one to a degree.
Insurance companies are fucks alright and in part are to blame for the loss of events etc due to rising premiums - another story though.
They prey on people's fears and to be honest if you do your own risk analysis you could be better off just leaving those premiums that would be paid to an insurance company (sunk cost) in a bank account or some stock that you only draw on if you crash your car etc.
That way the money is still yours and only get's used in the worst case. For example let's say insurance company x wants 1500 dollars a year to insure some car for a value of 4000. You will pay for the car in just over 2.5 years worth of insuarnce fees. That's dead money for the fear that the worst case scenario (crashing your car or theft etc) happens.
Bottom line is I'm all about self-insurance for my own stuff but as I can't say that I won't hit a Porsche etc (not that I plan too) then 3rd party property is as far as it goes.
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Location:
Eastern Sydney
Registered:
May 2002
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Re: Insurance on AE86
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Sun, 13 October 2002 12:46
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full comprehensive insurance for a sprinter is near impossible to get for anything resembling decent money.
I'm 27,with an average record,and have been quoted up to $4500 a year to cover a bog stock ae86.
third party covers you if you hit someone else only,but this is quite good to have up your sleeve these days-for the time when a knob in a merc backs out of his driveway without looking,and you go up his butt...
fire and theft policies are no longer available in NSW,which pisses me off,as theft is more of a concern for me than an accident.
most of the toyotas on this group would be hard to insure,being as old as the majority are,with the level of mods,and the number of young drivers in the group.
has the club ever looked into some form of member insurance?
cutting a deal with a couple of brokers to cover club cars?
might be worth looking into...
Justin...
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Location:
Eskilstuna, Sweden
Registered:
May 2002
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Re: Insurance on AE86
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Mon, 14 October 2002 13:34
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If you live in NSW or ACT then it is time to start taking out either a)your rotor or b)your computer as an act of self-preservation.
It's a bit of a pain, but it will be damn hard to steal your car!
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