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Location: Melbourne, South East
Registered: May 2004
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Location: Sydney
Registered: June 2004
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Re: +++URGENT+++ Holden Vectra 2000 model REAR BUMPER
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Sun, 26 December 2004 05:15

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thosa bars arent cheap! whats her excess? if its $500 or less then get her to claim and you pay... she can say someone hit her and took off
a brand new bar comes black and needs to be painted and a second hand one if you get the same colour is a bit expensive...
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Location: Melbourne, South East
Registered: May 2004
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Location: Sydney
Registered: June 2004
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Re: +++URGENT+++ Holden Vectra 2000 model REAR BUMPER
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Sun, 26 December 2004 06:44

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from your post im assuming your excess is $800 if you went through your insurance... if her excess is $500 or less then you can get her to make a claim through her insurance and state that it was a hit and run and she doesn know who hit her... she then pays the excess for her insurance (which you will actually pay for her) and she can get it fixed properly by a panel shop... these days almost all insurance companies have lifetime no claim bonus so if she is one then she has nothing to worry bout in that regards
the bar is gonna cost about $200 odd from a wrecker and may need to be painted cause god knows how long its been sitting there and how many scratches it has accumulated over that time which will more than likely come to about $300 anyway... or you can get a nwe one that will have to be painted which will end up in the $500 odd range
if you can get one off any forum then you may save yourself $50-$100... also how bad is the hit? was it a tap, a knock or a hit? any noticeable kinks, different gapping around the boot, etc? also look at the rear doors to see the gapping there (it shouldnt have gone that far but its something to check)... it may look small cosmetically but when you take the bar off it may relieve the stress/tension in the metal and the new bar may not fit on cause it is now out of alignment... im not trying to scare you but just make you aware of the possibilites
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Location: Melbourne, South East
Registered: May 2004
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Re: +++URGENT+++ Holden Vectra 2000 model REAR BUMPER
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Sun, 26 December 2004 06:51

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I was in a pretty pissed off mood wen i was checkin out her damage, but from what i remember, there was a little crack all the way through the bumper where a piece was sticking out, besides that nothing but my red paint all over her blue bumper.
I didnt check gaps and if its been pushed in, but i think it may off been coz i noticed the exhaust sitting lower than usual, think the rear bumper was pushed upwards.
Strong cars they are, with that only to hers, my whole front bumper is crushed in, along with a v shaped bonnet 
Could i say that she backed into my car, and pay her insurance to cover both of our cars?
Would her excess be more? or the same?
EDIT: IF she does say it was a hit and run, will she lose any rating as a driver for claiming through insurance?
Choony
[Updated on: Sun, 26 December 2004 07:20]
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Location: Sydney
Registered: June 2004
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Re: +++URGENT+++ Holden Vectra 2000 model REAR BUMPER
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Sun, 26 December 2004 07:54

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you could if she agreed
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Location: Melbourne, South East
Registered: May 2004
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Re: +++URGENT+++ Holden Astra 2003 model REAR BUMPER
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Sun, 26 December 2004 10:20

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*Bump*
Goodbye to the idea of using her insurance company
Her excess is $1800
Still in need of this guyz plz help me out.
Cheers
Choony
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Location: Sydney
Registered: June 2004
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Re: +++URGENT+++ Holden Astra 2003 model REAR BUMPER
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Sun, 26 December 2004 21:43

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DAMN are you serious? its an Astra! how old is she? is it in her name?
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Location: Melbourne, South East
Registered: May 2004
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Re: +++URGENT+++ Holden Astra 2003 model REAR BUMPER
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Mon, 27 December 2004 03:47
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Yeh im pretty sure its in her name
and yes its an astra.... 
why so suprising?
She's on her P plates btw. Full comp insurance. If that helps.
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