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Location:
Adelaide, SA
Registered:
May 2002
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Cars + Moneys
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Thu, 17 February 2005 10:43
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Hi all,
Just a quick question... and JCMF, I know your answer already, how do you all manage to afford the gear you buy?
I guess this is directed more towards the bigger spenders, and i'm just interested in how you can afford big $ items.
I am trying to decide how I am going to go about my next few forced upgrades.
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Location:
sunny coast, qld
Registered:
October 2002
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Re: Cars + Moneys
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Thu, 17 February 2005 11:01
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not that my car is THAT expensive but I am a trainee accountant and I live at home until the end of the year when I finish uni. Other than that, save your arse off and know that most of the money you are spending will not be recouped but you will have much enjoyment with the finished product if done correctly.
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Location:
Adelaide, SA
Registered:
May 2002
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Re: Cars + Moneys
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Thu, 17 February 2005 11:05
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I'm living out of home, with a few mates, working at an ISP.
I need to not spend money on crap 
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I supported Toymods
Location:
Epping, Sydney
Registered:
May 2002
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Re: Cars + Moneys
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Thu, 17 February 2005 11:13
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minimise expenses!
plus, I saved for about 4 months, hence me suddenly being able to splurge $10k on getting my baby on the road!
it's all about prioritizing - and the love of my life comes first
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Location:
Adelaide, SA
Registered:
May 2002
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Re: Cars + Moneys
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Thu, 17 February 2005 11:17
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As of about a month from now i'll be saving a fair bit a month.. $150 more a month.
Trying to lower payments of other crap as much as possible, not making phone calls or sms-ing too much... sometimes never. Not driving the car, since it's not running atm. I should see what i'm spending money on atm and work out how to not spend money on it
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I supported Toymods
Location:
Epping, Sydney
Registered:
May 2002
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Re: Cars + Moneys
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Thu, 17 February 2005 11:21
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*shrugs*
we all have differernt incomes, and more importantly different disposable incomes.
just gotta match your aims to it.
I do not recommend trying what I just did, unless you love your car like a newborn.
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Location:
Brisbane
Registered:
July 2002
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Location:
Adelaide, SA
Registered:
May 2002
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Re: Cars + Moneys
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Thu, 17 February 2005 11:38
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Just had a rough look at my budget.... hmmm
"boss, i neeeed a pay rise!"
Once i cut out the internet payments (free from my work in a month), not paying car rego etc (since i wont be driving it for a while) and all that crap, i should be better off I Think.
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Location:
tas
Registered:
June 2002
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Re: Cars + Moneys
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Thu, 17 February 2005 12:33
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jag. i hate you.
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Location:
Brisbane
Registered:
February 2003
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Re: Cars + Moneys
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Thu, 17 February 2005 12:40
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get a home loan - banks start throwing money at you when your arse is 90% owned.
even tho you pay more money in interest/debt reduction at least you don't have to resort to living off potatoes and 2-minute noodles.
is a stupid thing to do financially - but after years of doing it rough at uni i'm over eating/living in shit.
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Location:
Adelaide, SA
Registered:
May 2002
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Re: Cars + Moneys
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Thu, 17 February 2005 13:13
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Actually, with the 3 of us living here, all of us paying about $180 a week we practically live like kings. We eat great home cooked meals, take great food to work, have coke, beer, chocolate, whatever, pay for electricity and phone, and still can see the bank balance increasing (shared account).
We figure we can lower the payments a bit now, since we're gaining money so fast.
[Updated on: Thu, 17 February 2005 13:13]
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Location:
Campbelltown, NSW
Registered:
November 2004
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Re: Cars + Moneys
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Thu, 17 February 2005 13:32
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FUCKIN APPRENTICE WAGES
/end rant
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Location:
Adelaide, SA
Registered:
May 2002
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Re: Cars + Moneys
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Thu, 17 February 2005 13:42
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You need to listen to "Kevin Bloody Wilson - The Apprentice"
It'll make you laugh about your misfortune
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Location:
Brisbane
Registered:
July 2002
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Location:
Adelaide
Registered:
September 2003
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Location:
Adelaide, SA
Registered:
May 2002
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Re: Cars + Moneys
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Thu, 17 February 2005 23:41
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I hear girls at strip clubs can earn that sorta money.
bbaacchhyy, you afford some cool stuff, does holdens pay THAT well?
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Location:
Brisbane
Registered:
July 2002
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Location:
Adelaide
Registered:
September 2003
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Re: Cars + Moneys
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Thu, 17 February 2005 23:54
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| Jag7799 wrote on Fri, 18 February 2005 10:15 |
| bbaacchhyy wrote on Fri, 18 February 2005 10:33 |
| Jag7799 wrote on Thu, 17 February 2005 21:53 |
now that i cant be fucked modding any more i can make up to 3500ish a week, go figure.
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Doing what for how many hours per week ?
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around 40-50?
i dunno.. i choose my own hours, so i just work whenever i feel like it
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Assuming that it is before tax, and assuming 50 hours per week, you are being paid $70/hour.
That is way more than me, so again I ask, what do you do ?
Hydra, Yes they do, and overtime as well. They don't call it Generous Motors Holden for nothing. Most engineering jobs don't pay as well as the car industry.
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Location:
Adelaide, SA
Registered:
May 2002
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Re: Cars + Moneys
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Fri, 18 February 2005 00:01
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Ah ok.
I finish my probation period soon (3 months worth of it!!) which opens up opportunity for saving money (on internet) and getting money (if they think i'm worth more!  )
I wish I got more overtime... I get maybe an extra 7 hours every so often, which usually yields an extra $150 - $250
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Location:
Sydney
Registered:
May 2002
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Re: Cars + Moneys
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Fri, 18 February 2005 00:02
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sell drugs.. your body...
oh yeah they call them CRIME sheets not time sheets.
but really doesnt matter how much you earn you end up spending it on something.. nights at the pub get more expensive.... more shit up yer nose etc..
it's never ending... only solution is minimise what you spend and work a bit harder/more.
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Location:
Sydney
Registered:
May 2002
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Re: Cars + Moneys
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Fri, 18 February 2005 00:05
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or just minimise what you spend $$$ on.. if you get paid 12$ an hour you really should even bother having a car work more than a couple of grand.
all my shitters have been quick but I hardly have flooded em with money. now I can afford things(finished apprentiship) I still need to work out what is worth spending money on. ie I have my bike and 1g corona. I have a company car(commo) which I can drive whenever I want and any time I'm not driving that I ride my bike, so my car is wasted... so it's time to sell it and pay off the credit cards etc and minimise what I'm spending on so i can afford the next toy.
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Location:
Baulko Hillo
Registered:
April 2004
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Re: Cars + Moneys
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Fri, 18 February 2005 00:05
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Don't piss it up the wall and don't do drugs. Buy things like food in bulk amounts if you can and discipline yourself. Works for me.
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Location:
Sydney
Registered:
May 2002
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Re: Cars + Moneys
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Fri, 18 February 2005 00:09
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| AE86slut wrote on Fri, 18 February 2005 11:05 |
Don't piss it up the wall and don't do drugs. Buy things like food in bulk amounts if you can and discipline yourself. Works for me.
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aww but those things are fun 
I blew 6 months salary on boose food and drugs... had a good time but I kinda think maybe I should have actually bought something... my 1g coulda been pretty fast with that sort of money spent on it.
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Location:
Adelaide, SA
Registered:
May 2002
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Re: Cars + Moneys
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Fri, 18 February 2005 00:12
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haha
If I was still living at home i'd save a whole heap more thats for sure... living out of home costs me a dickload more than anything else.
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Location:
Brisbane
Registered:
July 2002
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Re: Cars + Moneys
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Fri, 18 February 2005 00:13
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| bbaacchhyy wrote on Fri, 18 February 2005 10:54 |
| Jag7799 wrote on Fri, 18 February 2005 10:15 |
| bbaacchhyy wrote on Fri, 18 February 2005 10:33 |
| Jag7799 wrote on Thu, 17 February 2005 21:53 |
now that i cant be fucked modding any more i can make up to 3500ish a week, go figure.
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Doing what for how many hours per week ?
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around 40-50?
i dunno.. i choose my own hours, so i just work whenever i feel like it
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Assuming that it is before tax, and assuming 50 hours per week, you are being paid $70/hour.
That is way more than me, so again I ask, what do you do ?
Hydra, Yes they do, and overtime as well. They don't call it Generous Motors Holden for nothing. Most engineering jobs don't pay as well as the car industry.
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edit: im a contract 3d car artist for games and work from home
and yes, thats before tax. as I have my own ABN i just pay tax at the end of the tax year and therefor dont know how much of that is taken by tax atm.
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Location:
Sydney
Registered:
May 2002
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Re: Cars + Moneys
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Fri, 18 February 2005 00:16
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hah dont end up like my mate who was contracting and ended up with a 26,000$ tax bill and at that time he was unemployed and had about $500 to his name
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Location:
Brisbane
Registered:
July 2002
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Re: Cars + Moneys
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Fri, 18 February 2005 00:17
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| Bugman wrote on Fri, 18 February 2005 11:16 |
hah dont end up like my mate who was contracting and ended up with a 26,000$ tax bill and at that time he was unemployed and had about $500 to his name
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im saving money for tax out of every pay
dont wanna be in that situation
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Location:
Baulko Hillo
Registered:
April 2004
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Re: Cars + Moneys
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Fri, 18 February 2005 00:18
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| Bugman wrote on Fri, 18 February 2005 11:09 |
| AE86slut wrote on Fri, 18 February 2005 11:05 |
Don't piss it up the wall and don't do drugs. Buy things like food in bulk amounts if you can and discipline yourself. Works for me.
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aww but those things are fun
I blew 6 months salary on boose food and drugs... had a good time but I kinda think maybe I should have actually bought something... my 1g coulda been pretty fast with that sort of money spent on it.
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Don't get me wrong, you have to do all those things and get them out of your system. There are times when I certainly miss getting whacked on one thing or another, but then I take my car for a drive 
IMO it's better to sacrifice for a while and actually achieve something/have something to show for your spending apart from a headache or a massif come-down. You'll get a sense of satisfaction and would have achieved a goal.
As for living at home, do it for as long as you goddam can.
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Location:
Campbelltown
Registered:
November 2003
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Re: Cars + Moneys
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Fri, 18 February 2005 00:19
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jag I'd be saving a bit your tax bill could be as large as 50 K maybe more if you earn 3.5k per week thats 182K per annum.
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Location:
Tassie
Registered:
October 2003
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Re: Cars + Moneys
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Fri, 18 February 2005 00:20
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I used to earn like $1200 a week and live at home but the stress caused me to drink alot and smoke a fuck load of weed so i quit and got a low stress and lower paying job $400 a week.
It's better but if i need money i get a long term loan and pay it off asap.
I just can't save money.
and i spend like $15 a day on nothing everyday.
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Location:
Sydney
Registered:
May 2002
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Re: Cars + Moneys
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Fri, 18 February 2005 00:21
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VERDICT = LIVE AT HOME
oh and say thankyou to you mum for dinner and washing etc.
once you move out it sucks 
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Location:
Baulko Hillo
Registered:
April 2004
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Re: Cars + Moneys
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Fri, 18 February 2005 00:22
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| Bugman wrote on Fri, 18 February 2005 11:21 |
VERDICT = LIVE AT HOME
oh and say thankyou to you mum for dinner and washing etc.
once you move out it sucks
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Hell yeah..... That's when you invest in a missus.
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Location:
Brisbane
Registered:
July 2002
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Re: Cars + Moneys
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Fri, 18 February 2005 00:23
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| Corona RT142 wrote on Fri, 18 February 2005 11:19 |
jag I'd be saving a bit your tax bill could be as large as 50 K maybe more if you earn 3.5k per week thats 182K per annum.
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i dont earn that every week
it all depends how much i work, sometimes im really in tune and earn that. some weeks im lazy as and stuff around and dont do much all week and get paid like 1500
i get paid on a per car basis, so if i dont finish a car, i dont get paid etc
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Location:
Canberra
Registered:
August 2003
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Re: Cars + Moneys
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Fri, 18 February 2005 00:23
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I earn too much and have no costs other than the mortgage...
But I don't do so many of the mods, more just repairs
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Location:
Sydney
Registered:
May 2002
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Re: Cars + Moneys
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Fri, 18 February 2005 00:23
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hah misses.. they arent as good as mums..
unless you get an ugly one
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Location:
Canberra
Registered:
October 2002
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Re: Cars + Moneys
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Fri, 18 February 2005 00:23
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I pay a mortgage,.. and eventually I will be able to go out and spend some real $$ on cars,.
But for now, it's all tied up in property.
Priorities
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Location:
Baulko Hillo
Registered:
April 2004
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Re: Cars + Moneys
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Fri, 18 February 2005 00:27
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| Bugman wrote on Fri, 18 February 2005 11:23 |
hah misses.. they arent as good as mums..
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w3rd.... They can never make a bolognese as good as mama. Mine's pretty good though. Makes me feel so guilty I actually get up of my arse and end up doing housework too! And she's hot! 
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I supported Toymods
Location:
fairfield NSW
Registered:
January 2003
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Re: Cars + Moneys
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Fri, 18 February 2005 00:30
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i saved up a shitload of money, took out a personal loan and then i had to resort to taking all the money out of a trust fund. f*ck im dumb
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I supported Toymods
Location:
Perth
Registered:
May 2002
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Re: Cars + Moneys
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Fri, 18 February 2005 00:37
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It doesn't seem as much if you spread it over a LONG period of time, Project Decade I've had for the better part of 30 months 
Saved up some money, thats how I bought the initial things like my seats (which I'm selling ) and my engine/gearbox package.
I live at home, so *try* not to have huge expenses, although I use lots of fuel cos I drive a decent amount each week. GF can become costly around b'days and shit though 
The last big chunks came in the form of interest free loans from my mums boyfriend. Motivation for him was that I might get my damn car out of his workshop, and I had to spend a week or two working with him doing plasterboard stuff...something that shits me to tears.
So thats where I'm up to now
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Location:
Melbourne
Registered:
December 2004
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Re: Cars + Moneys
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Fri, 18 February 2005 03:24
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somehting to think about
if you spend $100 a weekend drinking thats $5200 over a year after tax money!
what if get pretty tanked on reasonably priced drinks at home from a bottle shop and then go out?
saves heaps of money
imagine what $5000 extra a year could get you on you car
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Location:
Liverpool
Registered:
February 2005
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Re: Cars + Moneys
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Fri, 18 February 2005 20:53
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Talking about jobs, does anyone know where an overweight 43 year old bloke with a rooted back can get one? I have all sorts of skills, I just can't carry anything heavy. No one seems to wanna employ someone like me.
Cheers, Greg
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